See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

81 Main Street, Chester, VT, 05143

5beds
4baths
3,865sqft
$450,000
$116price/sqft
$3,575/moest. monthly cost
$143,000/yrincome needed

About This Home

Step into a piece of Chester's history with this sprawling Folk Victorian offering over 3,800 square feet of living space, five bedrooms, and four bathrooms. Rich in character and architectural detail, this home offers the space and flexibility to accommodate a variety of lifestyles. Inside, you'll find generously sized rooms throughout, including a spacious living room anchored by a wood-burning fireplace and a large entertainment room complete with a wet bar, creating an ideal setting for gatherings, celebrations, or relaxing at home. The thoughtfully designed primary suite features a beautiful en-suite bathroom, while first-floor laundry adds everyday convenience. The flexible floor plan provides abundant space for family, guests, remote work, hobbies, or multi-generational living. Outside, a paved driveway leads to a detached one-car garage, and the level backyard offers plenty of room for recreation, gardening, pets, or outdoor entertaining. Mature trees and established landscaping create a natural buffer from the road, providing a sense of privacy while remaining just moments from Chester's village amenities, shops, restaurants, and community events. Combining historic character, generous living space, and a highly desirable location, this is a rare opportunity to own one of Chester's classic homes. Conveniently located just minutes from I-91 and within easy reach of Okemo Mountain Resort, Magic Mountain, Bromley Mountain, Stratton Mountain, and other Southern Vermont outdoor destinations, this property offers year-round access to skiing, hiking, recreation, and travel throughout the region.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Chester-Andover Usd #29Grades PK-60.1 mi
7/10
Green Mountain Uhsd #35Grades 7-121.0 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Concrete,Stone
  • Roof: Shingle,Slate
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic Vintage,Other,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Mini Fridge,Refrigerator,Washer,Electric Stove
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Bar,Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Primary BR w/ BA,Soaking Tub,Wet Bar
  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Screens/Equip,Wood Burning,1 Fireplace
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,865

Heating & Cooling

  • Heating features: Propane,Oil,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 4,265
  • Total interior livable area: 3,865 sqft

Property

Details

  • Parcel number: 14404511906
  • Zoning description: Village Center

Features

  • Levels: 2.5
  • Stories: 2
  • Patio & porch: Porch,Covered Porch
  • Exterior features: Building,Garden,Natural Shade

Lot

  • Lot size: 0.44 Acres
  • Features: Level,Major Road Frontage,Sidewalks,Street Lights,In Town,Near Shopping,Near Skiing,Near Snowmobile Trails,Near Public Transit,Near School(s)

Parking

  • Total spaces: 1
  • Parking features: Paved,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $195$2,340
Property Taxes $614$7,368
Electricity $491$5,900
Total$3,575$42,900

Income You'd Need if You Spent...

35% on housing$122,571/yr
40% on housing$107,250/yr
45% on housing$95,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 05143$190
Windsor County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 05143$233
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$450,000
2026-07-14Price change$460,000
2026-06-18Listed for sale$475,000
2023-02-10Sold$460,000
2022-12-22Pending sale$479,000
2022-10-18Listed for sale$479,000
2022-09-22Pending sale$479,000
2022-09-10Listed for sale$479,000
2019-08-29Listing removed$299,000
2018-10-31Price change$299,000
2018-09-12Listed for sale$329,000
2016-11-29Listing removed$365,000
2016-05-28Listed for sale$365,000
2016-04-01Listing removed$379,000
2015-08-27Listed for sale$379,000
2004-01-05Sold$255,000

For Sale by Agent

AgentBetsy Adamovich
BrokerageReal Broker LLC

Similar Homes