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539 N Grand Ave W, Springfield, IL, 62702

2beds
1baths
1,112sqft
$129,000
$116price/sqft
$1,135/moest. monthly cost
$45,400/yrincome needed

About This Home

Beautifully updated 2-bedroom, 1-bath home featuring 10-foot ceilings on the living room and the kitchen that create a bright, open feel throughout the living room and fully remodeled kitchen. The kitchen offers freshly painted blue cabinetry, quartz countertop, a new sink, stainless steel appliances, and new drywall on the walls and ceiling. The updated bathroom features a ceramic tile shower surround, and the convenience of main-floor laundry adds to the home's functionality. Recent improvements include new plumbing, new electrical wiring and service panel, new water heater, new central A/C and evaporator coil, newer furnace, new roofs on both the home and the detached 2-car garage, several new windows, and updated insulation for improved energy efficiency. Fresh paint and luxury vinyl plank flooring complete the modern interior. Outside, you'll find a spacious detached 3-car garage, providing ample room for vehicles, hobbies, or additional storage. The fenced backyard offers a great space for children, pets, entertaining, gardening, or simply relaxing outdoors. The basement is clean, dry, and provides excellent storage space with additional potential for future use. With its extensive updates, generous garage space, fenced backyard, and move-in-ready condition, this home is an outstanding opportunity for first-time homebuyers, those looking to downsize, or anyone seeking a low-maintenance home with modern finishes.

Getting Around

63
WalkingSomewhat Walkable
30
TransitSome Transit
52
BikeBikeable

Schools

4/10
Enos Elementary SchoolGrades K-50.2 mi
2/10
U S Grant Middle SchoolGrades 6-81.6 mi
1/10
Lanphier High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 6in x 15ft 6in

Bedroom2

  • Level: Main
  • Dimensions: 15ft 6in x 15ft 6in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,112
  • Total interior livable area: 1,112 sqft

Kitchen

  • Level: Main
  • Dimensions: 16ft 0in x 16ft 0in

Main Level

  • Area: 1112

Property

Details

  • Parcel number: 1421.0456022

Lot

  • Lot size: 6,600 sqft
  • Features: Other
  • Lot size dimensions: 165 x 40

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$150$1,800
Property Taxes $203$2,436
Electricity $130$1,569
Total$1,135$13,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,914/yr
40% on housing$34,050/yr
45% on housing$30,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 62702$69
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62702$94
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$124,900
2026-07-24Listed for sale$129,000
2020-06-03Listing removed--
2020-03-24Listed for sale--

For Sale by Agent

AgentKhaled Hussein
BrokerageKeller Williams Capital

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