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76 Frank St, New Berlin, IL, 62670

4beds
2baths
2,138sqft
$279,000
$130price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Move right in and start enjoying this beautifully renovated ranch on a spacious corner lot. Every detail has been refreshed, beginning with the stunning kitchen-complete with new cabinetry, modern appliances, and a stylish backsplash that instantly feels like home. The open-concept layout creates a warm, comfortable flow perfect for everyday living and effortless entertaining. The fully finished lower level expands your living space with a generous family room, rec area, a true 4th bedroom, and a second full bath-ideal for guests, teens, or multigenerational living. Major updates bring peace of mind: HVAC, Roof and deck in 2026, fresh paint and several new windows. Outside, enjoy the larger corner lot and the convenience of a 2-car garage. Nothing left to do but settle in and start making memories.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
New Berlin High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Basement
  • Dimensions: 13ft 0in x 12ft 11in

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 11in x 11ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 6in x 10ft 1in

Bedroom3

  • Level: Main
  • Dimensions: 10ft 6in x 10ft 1in

Bedroom4

  • Level: Basement
  • Dimensions: 12ft 0in x 11ft 5in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement
  • Dimensions: 25ft 1in x 28ft 7in

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,138
  • Total interior livable area: 2,138 sqft

Kitchen

  • Level: Main
  • Dimensions: 17ft 7in x 14ft 11in

Laundry

  • Level: Basement
  • Dimensions: 16ft 1in x 11ft 2in

Living Room

  • Level: Main
  • Dimensions: 15ft 3in x 17ft 8in

Main Level

  • Area: 1138

Other

  • Area: 1000

Property

Details

  • Parcel number: 20190376051

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8,925 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 85 x 105

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$296$3,552
Property Taxes $439$5,268
Electricity $164$1,973
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62670$129
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62670$116
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$279,000
2026-02-24Sold$29,500

For Sale by Agent

AgentDebra Sarsany
BrokerageThe Real Estate Group, Inc.

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