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2516 S 10th St, Springfield, IL, 62703

2beds
1baths
1,128sqft
$86,000
$76price/sqft
$808/moest. monthly cost
$32,320/yrincome needed

About This Home

This adorable home features new exterior painting and a refreshed front façade, giving it an inviting curb appeal from the moment you arrive. The open front porch is perfect for relaxing after a long day and enjoying the neighborhood atmosphere. Inside, you’ll find the bright, all-white kitchen offers a clean, timeless style that pairs well with any décor. The main-level bathroom is conveniently located next to the stairway leading to the spacious upper level. Upstairs, you’ll discover an oversized bedroom with plenty of room to stretch out—complete with an attached office or cozy sitting area, giving you the extra space you’ve always wanted. The basement provides abundant storage options, perfect for keeping everything organized. Step outside to a large backyard that’s ideal for raised garden beds or outdoor entertaining. The oversized one-car garage offers excellent protection from the elements, with plenty of space left over for yard tools, a mower, and patio furniture. Bonus: The seller is willing to provide a new roof with the sale of the home—an incredible value for the next owner. This compact yet surprisingly roomy Harvard Park gem offers charm, updates, and functional living inside and out!

Getting Around

54
WalkingSomewhat Walkable
38
TransitSome Transit
57
BikeBikeable

Schools

2/10
2/10
Jefferson Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 11ft 1in x 8ft 8in

Bedroom2

  • Level: Upper
  • Dimensions: 11ft 2in x 20ft 8in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 10ft 7in x 10ft 5in

Features

  • Window features: Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 6in x 9ft 1in

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 12ft 4in x 12ft 1in

Main Level

  • Area: 752

Other

  • Level: Main
  • Dimensions: 11ft 1in x 11ft 5in

Other

  • Level: Upper
  • Dimensions: 11ft 9in x 15ft 3in

Other

  • Area: 0

Upper Level

  • Area: 376

Property

Details

  • Parcel number: 22100130005

Features

  • Patio & porch: Porch

Lot

  • Lot size: 5,600 sqft
  • Features: Level,Other
  • Lot size dimensions: 40 x 140

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$109$1,308
Property Taxes $135$1,620
Electricity $130$1,569
Total$808$9,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,702/yr
40% on housing$24,240/yr
45% on housing$21,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 62703$70
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62703$88
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-04Listed for sale$95,000
2025-08-31Listing removed$74,999
2025-06-09Listed for sale$74,999
2025-05-31Listing removed$74,999
2024-11-08Listed for sale$74,999
2015-06-23Sold$14,000
2015-04-08Price change$24,080
2015-03-07Price change$29,080
2015-02-07Price change$32,280
2014-12-20Listed for sale$34,980
2005-07-21Sold$43,500

For Sale by Agent

AgentSarah Quattrin Coombe
BrokerageKeller Williams Capital

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