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3605 Moorgate Dr, Springfield, IL, 62703

3beds
2baths
1,643sqft
$149,900
$91price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

Welcome home! This well-maintained property offers everything you’re looking for: an oversized two-car garage, a spacious fenced yard perfect for a garden or swing set, a covered patio for outdoor living, a partially finished basement, and abundant storage throughout. Key updates include replacement of all the windows 4–5 years ago, a new furnace and central air system installed in 2018, a fully remodeled bathroom featuring a beautiful walk-in shower completed three years ago, and a newer garage door. The thoughtfully designed kitchen comes fully equipped with the range/oven, refrigerator, dishwasher, and disposal. Hardwood floors throughout the living room and bedrooms. The basement has a sink in the family room and it would be easy to add a bar there. The basement has great storage space and a convenient half bath! Call your favorite realtor today to schedule a showing!

Getting Around

27
WalkingCar-Dependent
28
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

5/10
2/10
Jefferson Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 5in x 10ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 7in x 10ft 5in

Bedroom3

  • Level: Main
  • Dimensions: 10ft 0in x 8ft 4in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 20ft 0in x 18ft 0in

Features

  • Window features: Replacement Windows,Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 943
  • Total interior livable area: 1,643 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 1in x 9ft 1in

Living Room

  • Level: Main
  • Dimensions: 17ft 9in x 13ft 2in

Main Level

  • Area: 943

Other

  • Area: 700

Property

Details

  • Parcel number: 2214.0279027

Features

  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 52.5 x 135.22

Parking

  • Total spaces: 2
  • Parking features: Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$190$2,280
Property Taxes $236$2,832
Electricity $130$1,569
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 62703$69
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62703$88
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$144,900
2026-08-10Price change$144,900
2026-08-03Listed for sale$149,900
2013-09-26Listing removed$88,000
2013-08-06Listed for sale$88,000
2011-10-01Listing removed$87,900
2011-08-05Price change$87,900
2011-07-26Listed for sale$89,900
2011-06-25Listing removed$89,900
2011-04-08Price change$89,900
2011-03-22Listed for sale$93,900

For Sale by Agent

AgentDonna E Fedor
BrokerageRE/MAX Professionals

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