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1631 S College St, Springfield, IL, 62704

5beds
4baths
2,503sqft
$40,000
$16price/sqft
$490/moest. monthly cost
$19,600/yrincome needed

About This Home

ATTENTION INVESTORS: Opportunity awaits in this spacious 2-story home featuring a unique floor plan with 4–5 bedrooms, 1 full bath, and 3 half baths. Offers an enclosed front porch, unfinished basement, lots of original woodwork and the vintage fireplace is still intact. New roof in 2025. The home requires significant repairs and updates but offers excellent potential for renovation, investment or owner-occupant improvement. Schedule a showing today!

Getting Around

60
WalkingSomewhat Walkable
34
TransitSome Transit
62
BikeBikeable

Schools

6/10
Butler Elementary SchoolGrades K-50.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedroom1

  • Level: Main
  • Dimensions: 15ft 2in x 12ft 9in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 4in x 13ft 1in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 7in x 12ft 9in

Bedroom4

  • Level: Upper
  • Dimensions: 11ft 5in x 12ft 11in

Bedroom5

  • Level: Upper
  • Dimensions: 11ft 5in x 14ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 1/2 bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: None

Interior Area

  • Total structure area: 2,503
  • Total interior livable area: 2,503 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 1in x 16ft 1in

Living Room

  • Level: Main
  • Dimensions: 13ft 8in x 14ft 6in

Main Level

  • Area: 1523

Other

  • Level: Main
  • Dimensions: 13ft 7in x 16ft 1in

Upper Level

  • Area: 980

Property

Details

  • Parcel number: 2204.0209037

Features

  • Levels: Two

Lot

  • Lot size: 9,234 sqft
  • Features: Corner Lot
  • Lot size dimensions: 57 x 162

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Earthquake
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$33$396
Property Taxes $63$756
Electricity $192$2,310
Total$490$5,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,800/yr
40% on housing$14,700/yr
45% on housing$13,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$16This listing

vs Other Active Listings

Avg $/sqft

ZIP 62704$105
Sangamon County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 62704$110
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$40,000

For Sale by Agent

AgentCrystal Commean
BrokerageRE/MAX Professionals

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