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529 Gatlinburg Dr, Chatham, IL, 62629

4beds
3baths
3,080sqft
$399,900
$130price/sqft
$3,107/moest. monthly cost
$124,280/yrincome needed

About This Home

Don't miss this rare opportunity to own a beautifully updated 4-bedroom, 2.5-bath home with nearly 2,800 square feet of living space and a private inground pool in the highly sought-after Chatham School District. Situated on a spacious lot, this home offers the perfect blend of comfort, functionality, and outdoor enjoyment. Major updates have already been completed, providing peace of mind for years to come. The kitchen was refreshed in 2023 with a new stove and microwave, while all bathrooms have been tastefully updated. In 2025, the home received a new roof, siding, fence, and all-new carpeting throughout the main and second levels. Pool updates include a new liner in 2023 and a new filter tank in 2025, allowing you to enjoy your backyard oasis without the expense of major improvements. Inside, the main level features a comfortable, open flow between the living and dining areas, making everyday living and entertaining equally enjoyable. Upstairs, you'll find four generously sized bedrooms, including a private primary suite. The finished basement adds a flex space to suit any needs or wants. Step outside and enjoy the home's standout feature—your own private inground pool, creating the perfect setting for relaxing, entertaining, and making the most of the summer days. This home offers exceptional value in a location that's always in demand.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
Glenwood Middle SchoolGrades 7-83.2 mi
5/10
Glenwood High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Basement
  • Dimensions: 11ft 5in x 13ft 1in

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom1

  • Level: Upper
  • Dimensions: 13ft 0in x 15ft 7in

Bedroom2

  • Level: Upper
  • Dimensions: 9ft 6in x 15ft 5in

Bedroom3

  • Level: Upper
  • Dimensions: 10ft 1in x 11ft 11in

Bedroom4

  • Level: Upper
  • Dimensions: 10ft 6in x 15ft 3in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,307
  • Total interior livable area: 3,080 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 4in x 8ft 7in

Laundry

  • Level: Main
  • Dimensions: 6ft 3in x 11ft 3in

Living Room

  • Level: Main
  • Dimensions: 19ft 8in x 15ft 3in

Main Level

  • Area: 1262

Other

  • Level: Main
  • Dimensions: 12ft 8in x 12ft 6in

Other

  • Level: Main
  • Dimensions: 13ft 4in x 9ft 3in

Other

  • Level: Main
  • Dimensions: 11ft 6in x 14ft 1in

Other

  • Area: 773

Recreation Room

  • Level: Basement
  • Dimensions: 31ft 1in x 15ft 2in

Upper Level

  • Area: 1045

Property

Details

  • Parcel number: 28120107001

Features

  • Levels: Two
  • Pool features: In Ground

Lot

  • Lot size: 0.29 Acres
  • Features: Level
  • Lot size dimensions: 135 x 92

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$220$2,640
Property Taxes $629$7,548
Electricity $236$2,842
Total$3,107$37,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,525/yr
40% on housing$93,210/yr
45% on housing$82,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62629$159
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62629$133
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$389,900
2026-07-15Listed for sale$399,900
2016-08-05Sold$233,900
2016-06-13Pending sale$234,900
2016-06-10Listed for sale$234,900

For Sale by Agent

AgentAndrew Kinney
BrokerageThe Real Estate Group, Inc.

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