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412 W Insley Ave, Bonner Springs, KS, 66012

3beds
1baths
1,040sqft
$188,500
$181price/sqft
$1,484/moest. monthly cost
$59,360/yrincome needed

About This Home

Take advantage of this unique opportunity in the heart of beautiful Bonner Springs! This charming home is ready for its next owners to bring their vision and make it their own. The cozy living room welcomes you inside, while the home's unique layout offers plenty of potential. Three bedrooms and a full bathroom are situated on one side of the home, providing a functional separation of living and sleeping spaces. Adjacent to the living room, you'll find a spacious dining area and kitchen with sliding glass doors leading to the lush backyard. The large unfinished basement offers endless possibilities for storage, a workshop, or future expansion. Whether you're looking for your next home or a property with room to add value, this one is full of potential. Schedule your showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Humidifier,Water Purifier,Water Softener
  • Laundry features: Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Unfinished

Bathroom1

  • Features: All Carpet,Built-in Features,Shower Over Tub
  • Level: Main

Bedroom2

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Main

Bedroom2

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: All Carpet
  • Level: Main

Living Room

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Main

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 187626
  • Special condition: As Is
  • Exclusions: Whole Home

Features

  • Patio & porch: Deck
  • Fencing: Metal,Partial

Lot

  • Lot size: 7,405 sqft
  • Features: Level

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $953$11,436
Home Insurance *$152$1,824
Property Taxes $218$2,616
Electricity $161$1,935
Total$1,484$17,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,880/yr
40% on housing$44,520/yr
45% on housing$39,573/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 66012$169
Wyandotte County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 66012$165
Wyandotte County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$188,500
2026-07-21Listed for sale$188,500
1985-02-01Sold--

For Sale by Agent

AgentDavid Gundersen
BrokerageRE/MAX Realty Suburban Inc

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