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914 State St, Owosso, MI, 48867

2beds
1baths
1,103sqft
$160,000
$145price/sqft
$1,272/moest. monthly cost
$50,880/yrincome needed

About This Home

Welcome to 914 State Street in Owosso! This beautifully maintained 2-bedroom, 1-bath home offers the perfect combination of modern updates and timeless charm. From the moment you step inside, you'll appreciate how exceptionally clean and well cared for this home is. The thoughtfully updated interior provides comfortable living spaces with a bright, inviting feel, while the modern finishes make it move-in ready. Outside, the fully fenced backyard offers a private space for pets, entertaining, gardening, or simply relaxing. Conveniently located near schools, parks, shopping, and downtown Owosso, this home is an excellent opportunity for first time buyers, those looking to downsize, or anyone seeking a low maintenance, turnkey property. Don't miss your chance to make this charming home yours schedule your private showing today!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Bryant SchoolGrades K-50.2 mi
4/10
Owosso Middle SchoolGrades 6-82.2 mi
6/10
Owosso High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,103

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,103 sqft

Kitchen

  • Level: Entry
  • Area: 143
  • Dimensions: 13 X 11

Living Room

  • Level: Entry
  • Area: 187
  • Dimensions: 17 X 11

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Primary Bedroom

  • Level: Entry
  • Area: 150
  • Dimensions: 15 X 10

Property

Details

  • Parcel number: 05011400101400
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 132 x 67

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$126$1,512
Property Taxes $149$1,788
Electricity $188$2,259
Total$1,272$15,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,611/yr
40% on housing$38,160/yr
45% on housing$33,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$110
Shiawassee County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$160,000
2026-08-01Listed for sale$160,000
2024-02-29Sold$130,000
2024-01-30Pending sale$129,000
2024-01-18Listed for sale$129,000
2023-07-14Sold$110,000
2023-06-20Pending sale$109,900
2023-06-12Listed for sale$109,900

For Sale by Agent

AgentMatthew Brothers
BrokerageThe Brand Real Estate

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