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1115 State St, Owosso, MI, 48867

2beds
1baths
1,020sqft
$135,599
$133price/sqft
$1,106/moest. monthly cost
$44,240/yrincome needed

About This Home

Ranch style home located on a quiet dead end street on 2 city lots with total dimensions of 132x264, 1.5 car attached garage, 2 bedrooms plus a spacious 3 seasons room, vinyl windows, solid oak kitchen cabinets, and updated bathroom and block basement with natural gas furnace, Make your appointment today!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Bryant SchoolGrades K-50.1 mi
4/10
Owosso Middle SchoolGrades 6-82.3 mi
6/10
Owosso High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,020

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,020 sqft

Kitchen

  • Level: Entry
  • Area: 150
  • Dimensions: 15 X 10

Living Room

  • Level: Entry
  • Area: 207
  • Dimensions: 23 X 9

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Other

  • Level: Entry
  • Area: 300
  • Dimensions: 20 X 15

Property

Details

  • Parcel number: 05011400400500
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 132 x 264

Parking

  • Total spaces: 1.5
  • Parking features: Oneand Half Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $685$8,220
Home Insurance *$107$1,284
Property Taxes $126$1,512
Electricity $188$2,259
Total$1,106$13,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,920/yr
40% on housing$33,180/yr
45% on housing$29,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$111
Shiawassee County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$135,599
2026-07-16Listed for sale$149,900
2017-06-07Sold$47,500
2017-05-01Pending sale$49,900
2017-03-24Listed for sale$49,900

For Sale by Agent

AgentHilda McNamara
BrokerageAAA McNamara Properties Inc

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