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526 E Williams St, Owosso, MI, 48867

3beds
2baths
1,736sqft
$99,900
$58price/sqft
$966/moest. monthly cost
$38,640/yrincome needed

About This Home

Welcome home to this beautifully spacious 3-bedroom, 2-bath home in the heart of downtown Owosso! Offering the perfect blend of classic charm, generous living space, and unbeatable value, this home is packed with features you'll love. Step inside to discover original hardwood floors, tall ceilings, and an open, flowing living and dining area that's perfect for entertaining. The expansive kitchen offers plenty of room to gather and features charming built-ins that add both character and functionality. Each of the oversized bedrooms provides ample space to relax, while first-floor laundry adds everyday convenience. And a newer furnace offers added peace of mind. Situated on nearly a quarter-acre lot, there's plenty of outdoor space to garden, play, or simply enjoy. If you've been searching for a home with historic character, generous square footage, and an incredible price, this is one you won't want to miss!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Emerson SchoolGrades K-50.2 mi
4/10
Owosso Middle SchoolGrades 6-81.0 mi
6/10
Owosso High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Basement
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 180

Bedroom2

  • Level: Second
  • Area: 99

Bedroom3

  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,736

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 1,736 sqft

Property

Details

  • Parcel number: 05066800002000
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 50 x 188

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$78$936
Property Taxes $194$2,328
Electricity $189$2,272
Total$966$11,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,120/yr
40% on housing$28,980/yr
45% on housing$25,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$111
Shiawassee County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$99,900
2026-07-30Price change$99,900
2026-07-16Price change$107,900
2026-07-10Listed for sale$114,900
2026-06-02Sold$70,000
2015-12-02Listing removed$38,500
2015-10-03Price change$38,500
2015-06-26Listed for sale$39,900
2015-03-01Listing removed$49,700
2014-08-08Listed for sale$49,700

For Sale by Agent

AgentHollie Bendall
BrokerageHouse Smitten In The Mitten

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