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512 N Spruce St, Valley, NE, 68064

4beds
3baths
4,209sqft
$720,000
$171price/sqft
$4,998/moest. monthly cost
$199,920/yrincome needed

About This Home

Nestled on a beautifully landscaped .99 acre lot, this timeless historic treasure offers exquisite craftsmanship and rich architectural detail. The home boasts a rare 5-car garage which includes the previous carriage house. Step inside to admire the intricate woodwork and the warmth of a recently updated kitchen/powder bath that will take your breath away. The kitchen remodel features a custom walnut center island/cream cabinetry, stunning pendant lighting & cabinets hardware, quartzite countertops, custom tile backsplash, walk-in pantry and new windows/ patio door. The spacious loft above the garage is a versatile bonus easily convertible to a guest suite, complete with an updated bathroom. The unfinished 577sf attic adds more flexible space. Enjoy quiet mornings on the expansive wrap-around screened-in porch. The peaceful backyard provides a serene retreat. Experience elegance, comfort, and character in this extraordinary Victorian gem. New roof 10/25 on house & carriage house. AMA

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1906

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave
  • Laundry features: Ceramic Tile Floor

Basement

  • Area: 1752

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished

Bedroom2

  • Features: Wood Floor, Window Covering, 9'+ Ceiling, Ceiling Fan(s), Cedar Closet(s)
  • Level: Second
  • Area: 132.55

Bedroom3

  • Features: Wood Floor, Window Covering, 9'+ Ceiling, Ceiling Fan(s)
  • Level: Second
  • Area: 150.9

Bedroom4

  • Features: Wood Floor, 9'+ Ceiling, Ceiling Fan(s)
  • Level: Second
  • Area: 145.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Wood Floor, Window Covering, 9'+ Ceiling
  • Level: Main
  • Area: 241.44

Family Room

  • Features: Wall/Wall Carpeting, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 290.122

Features

  • High Ceilings,Two Story Entry,Pantry
  • Door features: Sliding Doors
  • Window features: Window Coverings,Skylight(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,209

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,209
  • Total interior livable area: 4,209 sqft

Kitchen

  • Features: Wood Floor, Cath./Vaulted Ceiling, Dining Area, Pantry, Exterior Door
  • Level: Main
  • Area: 275.1

Living Room

  • Features: Wood Floor, Window Covering, 9'+ Ceiling, Ceiling Fan(s), Sliding Glass Door
  • Level: Main
  • Area: 351.26

Master Bedroom

  • Features: Window Covering, 9'+ Ceiling, Ceiling Fan(s), Pantry, Cedar Closet(s)
  • Level: Second
  • Area: 193.12

Property

Details

  • Parcel number: 2417940000
  • Other equipment: Sump Pump

Features

  • Levels: 2.5 Story
  • Patio & porch: Porch,Patio,Deck
  • Exterior features: Sprinkler System,Lighting
  • Fencing: None

Lot

  • Lot size: 0.99 Acres
  • Features: Over 1/2 up to 1 Acre,City Lot
  • Lot size dimensions: 160 x 271 x 160 x 271

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance $315$3,780
Property Taxes $784$9,408
Electricity $259$3,118
Total$4,998$59,976

Income You'd Need if You Spent...

35% on housing$171,360/yr
40% on housing$149,940/yr
45% on housing$133,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 68064$279
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68064$301
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$750,000
2025-08-06Listing removed$739,900
2025-07-22Price change$739,900
2025-05-14Listed for sale$750,000
2019-07-01Sold$470,000
2019-04-08Price change$525,000
2019-02-15Listed for sale$555,000
2018-11-16Listing removed$560,000
2018-09-10Price change$560,000
2018-08-10Price change$573,000
2018-06-29Listed for sale$598,800
2018-05-16Listing removed$620,000
2017-12-27Listed for sale$620,000
2017-11-02Listing removed$485,000
2017-08-23Price change$485,000
2017-06-07Price change$494,850
2017-04-18Price change$498,850
2016-10-25Price change$499,850
2016-10-05Price change$499,900
2016-09-06Listed for sale$502,000
2016-07-14Listing removed$649,850
2016-04-13Price change$649,850
2015-12-01Listed for sale$598,900
2015-05-02Listing removed$550,000
2015-01-31Listed for sale$550,000

For Sale by Agent

AgentShari Grimes
BrokerageBHHS Ambassador Real Estate

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