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14639 Ernst St, Bennington, NE, 68007

3beds
3baths
3,486sqft
$475,000
$136price/sqft
$3,618/moest. monthly cost
$144,720/yrincome needed

About This Home

Schedule your showing today! Gorgeous ranch-style home in popular subdivision, Waterford, is now for sale! Buyers can have peace of mind with this one! Roof NEW in 2024, water heater NEW in 2024, high-efficiency HVAC NEW in 2025. You will feel right at home the moment you arrive and see the full front porch. Inside you will find an open floor plan featuring a 3-sided gas fireplace that connects the living room & kitchen w/ breakfast bar & hardwood floors. Large living room w/ tons of natural light! Dedicated sunroom area off of the kitchen. Spacious primary bedrooms complete w/ enormous walk-in closet & spa like primary bath. Dedicated home office off the entry-way. Large rec room in the fully finished walk-out basement features a wet bar, perfect for entertaining! 3rd bedroom located in the lower level, PLUS a massive gym/home studio area w/ large mirror. Sprinkler system & raised garden beds! Waterford neighborhood offers TWO pools, clubhouse, fitness center, & private lake!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
3/10
--
Westview High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Disposal,Microwave

Basement

  • Area: 1878

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,608
  • Finished area above ground: 1,878

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,486
  • Total interior livable area: 3,486 sqft

Master Bathroom

  • Features: Full

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2410890977

Features

  • Patio & porch: Porch,Deck
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 74' x 125.56' x 75' x 125.44'

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $368$4,416
Property Taxes $634$7,608
Electricity $215$2,582
Total$3,618$43,416

Income You'd Need if You Spent...

35% on housing$124,045/yr
40% on housing$108,540/yr
45% on housing$96,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 68007$183
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68007$171
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$460,000
2026-07-30Listed for sale$475,000
2011-02-23Sold$243,000
2011-01-05Price change$260,000
2010-12-04Price change$280,000
2010-10-30Price change$285,000
2010-10-10Price change$315,500
2010-09-14Price change$319,900
2010-07-14Listed for sale$324,500
2004-12-30Sold$328,343

For Sale by Agent

AgentBrittney McAllister
BrokerageRealty ONE Group Sterling

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