




14639 Ernst St, Bennington, NE, 68007
About This Home
Schedule your showing today! Gorgeous ranch-style home in popular subdivision, Waterford, is now for sale! Buyers can have peace of mind with this one! Roof NEW in 2024, water heater NEW in 2024, high-efficiency HVAC NEW in 2025. You will feel right at home the moment you arrive and see the full front porch. Inside you will find an open floor plan featuring a 3-sided gas fireplace that connects the living room & kitchen w/ breakfast bar & hardwood floors. Large living room w/ tons of natural light! Dedicated sunroom area off of the kitchen. Spacious primary bedrooms complete w/ enormous walk-in closet & spa like primary bath. Dedicated home office off the entry-way. Large rec room in the fully finished walk-out basement features a wet bar, perfect for entertaining! 3rd bedroom located in the lower level, PLUS a massive gym/home studio area w/ large mirror. Sprinkler system & raised garden beds! Waterford neighborhood offers TWO pools, clubhouse, fitness center, & private lake!
Getting Around
Schools
Construction
Condition
- Property condition: Not New and NOT a Model
- Year built: 2004
Materials
- Foundation: Concrete Perimeter
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Disposal,Microwave
Basement
- Area: 1878
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished
Bedroom2
- Level: Main
Bedroom3
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 1,608
- Finished area above ground: 1,878
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,486
- Total interior livable area: 3,486 sqft
Master Bathroom
- Features: Full
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 2410890977
Features
- Patio & porch: Porch,Deck
- Fencing: None
Lot
- Lot size: 0.25 Acres
- Features: Up to 1/4 Acre.
- Lot size dimensions: 74' x 125.56' x 75' x 125.44'
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance | $368 | $4,416 |
| Property Taxes | $634 | $7,608 |
| Electricity | $215 | $2,582 |
| Total | $3,618 | $43,416 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $460,000 |
| 2026-07-30 | Listed for sale | $475,000 |
| 2011-02-23 | Sold | $243,000 |
| 2011-01-05 | Price change | $260,000 |
| 2010-12-04 | Price change | $280,000 |
| 2010-10-30 | Price change | $285,000 |
| 2010-10-10 | Price change | $315,500 |
| 2010-09-14 | Price change | $319,900 |
| 2010-07-14 | Listed for sale | $324,500 |
| 2004-12-30 | Sold | $328,343 |
