127 N 248th Cir, Waterloo, NE, 68069
About This Home
Contract Pending. Experience lake living at its finest in this custom Curt Hofer-built home on coveted West Shores. With 110 feet of private beach frontage, this exceptional property offers the perfect balance of peaceful relaxation and waterfront fun. Enjoy quiet mornings from the welcoming front porch overlooking the beautifully landscaped yard and neighborhood activity, then step out back where lake life takes center stage. Spend your days paddleboarding, kayaking, swimming, boating, or simply soaking in the views. The annual 4th July of show can be enjoyed right from your own backyard. Extensively updated in 2022 with new kitchen cabinets and counter tops, Café appliances, LVT flooring, carpet, interior and exterior paint, light fixtures, window coverings, renovated baths, hot tub, landscape lighting, irrigation improvements utilizing lake water, new water heater, heated and cooled garage with EV charging capability, grinder pump alert system, and space for a golf simulator.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Not New and NOT a Model
- Year built: 2003
Materials
- Foundation: Concrete Perimeter
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 1847
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,510
- Finished area above ground: 3,061
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,571
- Total interior livable area: 4,571 sqft
Master Bathroom
- Features: 3/4
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 2524500532
Features
- Levels: One and One Half
- Patio & porch: Porch,Patio,Enclosed Porch,Covered Deck
- Exterior features: Sprinkler System,Lighting,Lake Use
- Has spa: Yes
- Spa features: Hot Tub/Spa
- Fencing: None
Lot
- Lot size: 0.60 Acres
- Features: Over 1/2 up to 1 Acre
- Lot size dimensions: 110 x 225 x 135 x 279
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Ice Storm
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,090 | $97,080 |
| Home Insurance | $1,728 | $20,736 |
| Property Taxes | $1,568 | $18,816 |
| Electricity | $282 | $3,386 |
| Total | $11,668 | $140,016 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $1,600,000 |
| 2026-06-26 | Listed for sale | $1,600,000 |
| 2022-06-30 | Sold | $1,397,000 |
| 2012-07-06 | Listing removed | $885,000 |
| 2012-05-17 | Price change | $885,000 |
| 2012-03-31 | Listed for sale | $925,000 |
| 2002-02-13 | Sold | $128,000 |
View on Zillow