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2315 Bancroft St, Omaha, NE, 68108

1beds
1baths
602sqft
$95,000
$158price/sqft
$878/moest. monthly cost
$35,120/yrincome needed

About This Home

Charming and move-in ready 1-bedroom, 1-bath home offering comfort, convenience, and excellent value! Situated on a raised lot with attractive retaining walls and great curb appeal, this well-maintained home features a spacious living room filled with natural light, a generously sized bedroom with ample closet space, and an eat-in kitchen with abundant cabinetry and included appliances. The large bathroom provides plenty of counter space and storage. A full basement offers extensive storage and potential for additional living or hobby space. Enjoy the fenced yard, storage sheds, and oversized off-street parking area with plenty of room for multiple vehicles. Relax on the welcoming front porch or entertain on the rear deck. Conveniently located near downtown Omaha, schools, parks, shopping, dining, and major highways. Ideal for first-time buyers, downsizers, or investors seeking a low-maintenance property with room to grow. Don't miss this affordable opportunity!

Getting Around

73
WalkingVery Walkable
32
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
3/10
Norris Middle SchoolGrades 6-81.8 mi
5/10

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1908

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 602

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 602

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 602
  • Total interior livable area: 602 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2534910000

Features

  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 3,876 sqft
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 41 x 95

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance $145$1,740
Property Taxes $129$1,548
Electricity $124$1,493
Total$878$10,536

Income You'd Need if You Spent...

35% on housing$30,102/yr
40% on housing$26,340/yr
45% on housing$23,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 68108$124
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68108$141
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$95,000
2026-06-17Listed for sale$100,000
2024-05-14Listing removed--
2024-04-16Listed for rent$1,100
2019-01-01Sold$34,200

For Sale by Agent

AgentBrian Michael
BrokerageLiberty Core Real Estate

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