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5535 Ricks Ln, Tuscumbia, AL, 35674

4beds
5baths
4,880sqft
$854,000
$175price/sqft
$5,715/moest. monthly cost
$228,600/yrincome needed

About This Home

Welcome home to this GORGEOUS estate in the highly desirable Spring Valley community. From the moment you arrive the grand entrance and elegant spiral staircase make a breathtaking first impression, setting the stage for refined living throughout. Designed for both beauty and function, the home offers expansive rooms, abundant storage, and timeless architectural detail. Tucked into a peaceful setting just outside the Muscle Shoals city limits, this private retreat provides the rare combination of serene views and with effortless access to town and major commuting routes. It is truly resort style living with the gated pool thoughtfully designed with a secnic backdrop. This remarkable property offers luxury, privacy, and sophistication.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
2/10
Colbert Co High SchoolGrades 7-124.1 mi

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 25
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,880

Interior Area

  • Total structure area: 6,480
  • Total interior livable area: 4,880 sqft

Property

Details

  • Parcel number: 1208280000014.000
  • Zoning: None

Features

  • Private pool: Yes
  • Pool features: Fenced
  • Frontage length: Approximately 400

Lot

  • Lot size: 8 Acres
  • Lot size dimensions: Appro x imately 400 ft x 900 ft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Drought
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,318$51,816
Home Insurance *$666$7,992
Property Taxes $185$2,220
Electricity $546$6,552
Total$5,715$68,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,942/yr
40% on housing$171,450/yr
45% on housing$152,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 35674$97
Colbert County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 35674$146
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$859,000
2022-09-11Listing removed--
2022-06-09Listed for sale$800,000

For Sale by Agent

AgentVictoria Lane
BrokerageEXIT Realty Shoals

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