785 Carter Dr, Tuscumbia, AL, 35674
About This Home
WOW! Stunning, custom-built lakefront home with pool & double level boat dock priced $20k BELOW recent appraisal! Custom painted ceilings, beautiful hardwoods, custom cabinets & appliances in kitchen, 5 bedrooms, 4 bath, 2 laundry, 2 kitchen, 2 living rooms, storm/safe room & tons of storage space are only a FEW of the indoor highlights. The outdoor spaces are just as spectacular w/a large, detached garage, heated inground saltwater pool complete w/outdoor bathroom, covered pavilion, covered deck, walkout basement patio, fenced backyard & easily accessible boat dock. Entertaining in this large home is a breeze w/ space for guest parking as well! Nothing tops the top level of the boat dock, providing beautiful sunrise and sunset views, to start & end your days in the most vacay-like way. Oh & a $10k paint credit to transform it to your oasis!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Standard
- Year built: 2011
Materials
- Foundation: Other
- Roof: Architectual/Dimensional,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
- Laundry features: Inside,Laundry Chute,Multiple Locations
Basement
- Area: 1556
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Exterior Entry,Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Bidet,Breakfast Bar,Built-in Features,Ceiling - Speciality,High Ceilings,Granite Counters,Crown Molding,His and Hers Closets,Eat-in Kitchen,Entrance Foyer,Glamour Bath,High Speed Internet,Kitchen Island,Primary Shower & Tub,Recessed Lighting,Smart Thermostat,Storage,Tile Shower,Tub-Spa,Utility Sink,Walk-In Closet(s)
- Window features: Blinds
- Flooring: Ceramic Tile,Concrete,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Access Only,Storage
- Finished area below ground: 1,399
- Finished area above ground: 3,136
Heating & Cooling
- Heating features: 2 Central Units,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air,Electric,Multi Units
Interior Area
- Total structure area: 5,198
- Total interior livable area: 4,535 sqft
Property
Details
- Parcel number: 1402100003012.000
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Fenced,Gas Heat,In Ground,Pool Cover,Salt Water
- Patio & porch: Covered,Deck,Patio
- Exterior features: Dock,Lighting,Outdoor Shower,Playground,Private Yard,Rain Gutters
- Fencing: Back Yard,Chain Link,Vinyl
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Boat House,Boat Lift,Jet Ski Lift,Lake Front,Navigable-Seasonal
- Waterbody name: Pickwick Lake
- Frontage length: 80.56
Lot
- Lot size: 0.53 Acres
- Features: Gentle Sloping,Sodded Yard
- Lot size dimensions: 80.56WF x 284
Parking
- Total spaces: 4
- Parking features: Additional Parking,Concrete,Driveway,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Lightning
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,702 | $56,424 |
| Home Insurance * | $725 | $8,700 |
| Property Taxes | $206 | $2,472 |
| Electricity | $507 | $6,089 |
| Total | $6,140 | $73,680 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $930,000 |
| 2017-06-02 | Sold | $469,900 |
| 2017-04-24 | Pending sale | $469,900 |
| 2017-04-10 | Listed for sale | $469,900 |
| 2016-09-14 | Listing removed | $569,000 |
| 2016-09-01 | Price change | $569,000 |
| 2016-07-06 | Price change | $589,000 |
| 2016-04-06 | Price change | $599,900 |
| 2016-03-14 | Listed for sale | $625,000 |
View on Zillow