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505 Osborn Hill Rd, Tuscumbia, AL, 35674

3beds
3baths
3,118sqft
$325,000
$104price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

Priced $17,200 under tax appraisal! Experience country living with modern touches in this 3,118 sq ft, 3-bedroom, 2.5-bath home on nearly 2 acres. The remodeled kitchen shines with custom cabinetry, a large kitchen island, and granite countertops, while cedar woodwork adds rustic elegance to the closets, upstairs bedrooms, den, & attached garage. Enjoy both a massive heated and cooled sunroom and a second-story balcony sunroom, offering incredible additional living and relaxation space. With a 2-car attached garage and a separate 2-car detached garage, there’s room for everything. Located directly across from Twin Pines Country Club, featuring an 18-hole golf course, pools, and dining. The fenced pasture, vintage wood barn, and well provide endless possibilities for outdoor living and hobbies.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Standard
  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Roof: Architectual/Dimensional
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Down Draft,Electric Cooktop,Electric Oven,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Cedar Closet(s),Ceiling - Smooth,Ceiling Fan(s),Granite Counters,Crown Molding,Eat-in Kitchen,High Speed Internet,Kitchen Island,Natural Woodwork,Pantry,Recessed Lighting,Storage,Tub-Spa
  • Door features: Storm Door(s)
  • Window features: Blinds,Double Hung,Double Pane Windows,ENERGY STAR Qualified Windows,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas,Gas Log,Raised Hearth
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 3,118

Heating & Cooling

  • Heating features: 2 Central Units,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,118
  • Total interior livable area: 3,118 sqft

Property

Details

  • Parcel number: 2208340001016.012
  • Zoning: R1
  • Other equipment: Compressor,Termite Bait System

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Awning(s),Lighting,Rain Gutters
  • Fencing: Barbed Wire,Partial,Pasture,Wire
  • Has view: Yes
  • View description: Golf Course,Trees/Woods

Lot

  • Lot size: 1.87 Acres
  • Lot size dimensions: 260.7 x 314

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Concrete,Driveway,Attached,Detached,Garage Door Opener,Garage Faces Front,Garage Faces Side,Golf Cart Garage,Inside Entrance,Kitchen Level,Off Street,On Site
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$253$3,036
Property Taxes $81$972
Electricity $348$4,186
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 35674$100
Colbert County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35674$146
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$339,990
2026-04-04Listed for sale$349,000
2026-02-24Listing removed$394,500
2025-10-15Price change$394,500
2025-08-23Listed for sale$399,900

For Sale by Agent

AgentAlexander Baker
BrokerageMarMac Real Estate - The Shoals

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