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6527 2nd St, Muscle Shoals, AL, 35661

2beds
2baths
2,037sqft
$249,000
$122price/sqft
$1,760/moest. monthly cost
$70,400/yrincome needed

About This Home

This sprawling ranch home features 2 bedrooms and 2 bathrooms with an extra room that can be a 3rd bedroom, office or den. The kitchen has custom solid oak cabinets with built in pantry and all appliances stay, dishwasher is new and sink is stainless steel. Washer and dryer will remain with the home. There are three out buildings and fenced in yard. Purchaser to verify sq ft and all information.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Hatton Elementary SchoolGrades PK-64.2 mi
2/10
Colbert Co High SchoolGrades 7-125.0 mi

Construction

Condition

  • Property condition: Standard
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Architectual/Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Built-in Features,Ceiling - Blown,Counters - Solid Surface,Crown Molding,Eat-in Kitchen,Primary Bedroom Main,Recessed Lighting
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,037

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,037
  • Total interior livable area: 2,037 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0807260006008.000
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link,Front Yard,Wood

Lot

  • Lot size: 1.04 Acres
  • Features: Landscaped,Level,Rectangular Lot
  • Lot size dimensions: 350 x 130

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Attached,Garage Faces Front,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$199$2,388
Property Taxes $62$744
Electricity $240$2,881
Total$1,760$21,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,342/yr
40% on housing$52,800/yr
45% on housing$46,933/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 35661$180
Colbert County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35661$158
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$249,000

For Sale by Agent

AgentCarolyn Abston
BrokerageCENTURY 21 Clement Realty, Inc

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