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242 Jones St, Ozark, AL, 36360

1beds
1baths
550sqft
$127,000
$231price/sqft
$1,101/moest. monthly cost
$44,040/yrincome needed

About This Home

Tucked away on approximately .51 acres in the heart of Ozark, this fully furnished, move-in ready cottage offers a rare mix of privacy, character, and in-town convenience. Built in 2022, the home features quality construction with heavy-duty framing, triple-bolted concrete anchoring, and spray foam insulation for year-round comfort and energy efficiency. Inside, you'll find an open-concept layout with vaulted ceilings, great natural light, and a spacious feel throughout. The mini-split system keeps the home comfortable while helping maintain low utility costs. Outside, the setting feels peaceful and secluded with wooded surroundings, a fire pit area, ample parking, and space for gardening, outdoor entertaining, or simply enjoying the quiet. The property also includes an older concrete workshop and a separate garden/tool shed for extra storage and functionality. Located just a block from historic Broad Street and Carroll High School, and only a short walk to downtown Ozark, this home offers the best of both worldsa tucked-away feel with close-to-town convenience. Zoned R-5 for up to five dwellings, the property also offers excellent potential for rental income, Airbnb use, or future expansion.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Carroll High SchoolGrades 7-120.2 mi
8/10
D A Smith Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other-See Remarks
  • Fireplace features: None

Interior Area

  • Total structure area: 550
  • Total interior livable area: 550 sqft

Property

Details

  • Parcel number: 26 06 08 27 3 000 020.000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Slab
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 105 x 210

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$150$1,800
Property Taxes $69$828
Electricity $240$2,881
Total$1,101$13,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,748/yr
40% on housing$33,030/yr
45% on housing$29,360/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 36360$110
Dale County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 36360$108
Dale County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$120,000
2026-07-20Price change$127,000
2026-06-25Price change$129,000
2026-05-24Price change$134,000
2026-05-17Listed for sale$146,000
2024-10-14Sold$125,000
2024-10-02Pending sale$125,000
2024-09-21Price change$125,000
2024-09-18Listed for sale$140,000
2022-01-13Sold$10,000

For Sale by Agent

AgentJessica Moore
BrokerageCureton and Associates Real Estate Team

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