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2738 Hilltop Cir, Gadsden, AL, 35904

4beds
3baths
3,770sqft
$499,000
$132price/sqft
$3,794/moest. monthly cost
$151,760/yrincome needed

About This Home

Luxury, Views & Entertainer's Dream All in One! This stunning 4-bedroom, 3-bath home offers breathtaking mountain views that can be enjoyed from the comfort of your private hot tub, wine glass in hand-thanks to the home's custom wine cellar. Step inside to a huge open-concept kitchen that is truly a chef's dream, featuring leathered granite countertops, stainless steel appliances, a gas cooktop, and an abundance of custom cabinetry with endless prep space-perfect for hosting every gathering with ease. Designed for entertaining both indoors and out, this home boasts a spectacular covered outdoor kitchen complete with a Green Egg, gas grill, full sink, and TV-all to remain! Whether it's game day or weekend cookouts, this space is built to impress. Additional highlights include a double garage with workshop, a greenhouse for garden lovers, and thoughtfully designed living spaces throughout. This one-of-a-kind property blends luxury, function, and unforgettable views into the perfect lifestyle home. Priced to sell!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
4/10
Sansom Middle SchoolGrades 6-83.1 mi
3/10
Gadsden City High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 3,770

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 3,770
  • Total interior livable area: 3,770 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 1004200001009000
  • Lease amount: 0

Features

  • Stories: 2
  • Pool features: Pool/Spa Combo
  • Patio & porch: Covered Porch,Open Porch,Deck
  • Exterior features: Utilities
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain,Scenic

Lot

  • Lot size: 3.48 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$717$8,604
Property Taxes $133$1,596
Electricity $421$5,062
Total$3,794$45,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,080/yr
40% on housing$113,820/yr
45% on housing$101,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 35904$68
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35904$91
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$499,000
2026-04-23Listing removed$535,000
2026-04-01Price change$535,000
2026-03-13Price change$565,000
2026-02-02Price change$599,000
2025-12-09Listed for sale$665,000
2010-10-26Sold$264,000

For Sale by Agent

AgentKristi Moulds
BrokerageDavis Realty and Auction

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