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409 Rains Ave, Glencoe, AL, 35905

4beds
2baths
1,475sqft
$199,000
$135price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

4-bedroom 2 bath home in the heart of Glencoe. Tucked away on a quiet dead-end road, this property gives you the peaceful, low-traffic feel while still being minutes away from everything. Step out back and unwind on the covered, screened in porch-your new favorite spot for morning coffee or relaxing evenings without the bugs. If you've been looking for a solid, well located home with space and privacy, this one check all the boxes.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Glencoe Middle SchoolGrades 5-80.7 mi
5/10
Glencoe High SchoolGrades 9-120.7 mi
5/10
Glencoe Elementary SchoolGrades PK-41.4 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 40

Bathroom2

  • Level: First
  • Area: 56

Bedroom2

  • Level: First
  • Area: 192

Bedroom3

  • Level: First
  • Area: 144

Bedroom4

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 84

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,475 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 96

Laundry Room

  • Level: First
  • Area: 91

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 1404202000030.000

Features

  • Levels: One
  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$118$1,416
Property Taxes $53$636
Electricity $240$2,881
Total$1,417$17,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 35905$134
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35905$139
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$199,000
2026-04-29Listed for sale$209,000
2025-03-04Listing removed$189,900
2025-02-22Listed for sale$189,900
2024-03-26Sold$167,900
2024-03-01Contingent$169,900
2024-02-13Listed for sale$169,900
2024-02-01Listing removed--
2024-01-27Listed for sale$164,900
2023-10-20Listing removed--
2023-10-17Listed for sale$159,900

For Sale by Agent

AgentKelley McGinnis
BrokerageRiver Towne Real Estate Group

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