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120 Mary St, Gadsden, AL, 35903

5beds
3baths
2,014sqft
$174,990
$87price/sqft
$1,319/moest. monthly cost
$52,760/yrincome needed

About This Home

Completely Renovated! Don't miss this beautifully updated home that has been fully renovated from top to bottom with no detail overlooked. Featuring fresh exterior paint, a new roof, new water and sewer tap, all-new plumbing, and a newly installed HVAC system with additional mini-splits on the main level for enhanced comfort and efficiency, this property offers peace of mind along with timeless charm. Inside, you'll find stunning LVP and ceramic tile flooring throughout, a gorgeous electric fireplace that serves as a focal point for the living space, and a remodeled kitchen with all-new appliances, fresh cabinetry, and finishes. Every room reflects thoughtful design and quality craftmanship. The second level offers three bedrooms and full bath, while the finished basement provides two additional bedrooms, an area that can be used for a den and a half bath. As an added bonus there's a detached building set up as a studio apartment adding one bedroom, full bath & kitchen.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Adams Elementary SchoolGrades PK-50.9 mi
4/10
Litchfield Middle SchoolGrades 6-81.1 mi
3/10
Gadsden City High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Other,Laundry (ROOM),Yes

Basement

  • Area: 564

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bath/Stubbed

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • None,Crown Molding,Separate Shower
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Living Room,Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 564
  • Finished area above ground: 1,450

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Split System,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,014 sqft

Kitchen

  • Features: Laminate Counters,Breakfast Bar
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1501112000061.000
  • Special condition: As Is

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,534 sqft
  • Features: Interior Lot,Subdivision

Parking

  • Parking features: Driveway,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$149$1,788
Property Taxes $46$552
Electricity $240$2,881
Total$1,319$15,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,222/yr
40% on housing$39,570/yr
45% on housing$35,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$83
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$174,990
2026-04-15Listed for sale$179,000
2026-03-24Listing removed$185,000
2026-03-10Price change$185,000
2026-02-27Price change$189,000
2026-02-13Listed for sale$195,000

For Sale by Agent

AgentTonia Hayden
BrokeragePrime Properties Real Estate, LLC

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