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428 Hoke St, Gadsden, AL, 35903

2beds
1baths
1,022sqft
$78,000
$76price/sqft
$720/moest. monthly cost
$28,800/yrincome needed

About This Home

This two-bedroom one bath home is centrally located near Gadsden State Community College and two hospitals. Very convenient for all your shopping needs. There is a newly updated kitchen and family room. New roof, HVAC, plumbing and electrical in 2022. (Per Seller) Shed for storage out back. Covered patio for parking at back door. Move in ready. Ideal for first time homeowners or a great rental investment.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Adams Elementary SchoolGrades PK-50.6 mi
4/10
Litchfield Middle SchoolGrades 6-80.7 mi
3/10
Gadsden City High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1929

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Vinyl
  • Level: First
  • Area: 30

Bedroom2

  • Features: Ceiling Fan(s),Laminate Floor
  • Level: First
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Window 2

Interior Area

  • Total interior livable area: 1,022 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Floor
  • Level: First
  • Area: 208

Living Room

  • Features: Ceiling Fan(s),Laminate Floor
  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 1501113000076.000

Features

  • Patio & porch: Covered Porch,Screened Porch

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 39 x 14 x 133 x 50 x 142

Parking

  • Total spaces: 1
  • Parking features: Garage-One Car,Garage-Detached,Carport,Alley Access
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $394$4,728
Home Insurance *$66$792
Property Taxes $20$240
Electricity $240$2,881
Total$720$8,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,685/yr
40% on housing$21,600/yr
45% on housing$19,200/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$85
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$70,000
2026-04-29Price change$78,000
2026-03-27Listed for sale$89,000
2025-02-21Listing removed$775
2025-02-14Price change$775
2025-02-12Listed for rent$790
2022-02-07Listing removed--
2022-01-31Listed for rent$650
2021-04-14Sold$19,000

For Sale by Agent

AgentRhonda Hunt
BrokerageERA King Real Estate

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