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5390 2nd St, Hokes Bluff, AL, 35903

3beds
2baths
1,791sqft
$229,900
$128price/sqft
$1,659/moest. monthly cost
$66,360/yrincome needed

About This Home

Here's your 2nd chance at this Charmer - it's BACK ON MARKET - No fault of seller! Welcome Home to 3 bed/2 bath home in the Heart of Hokes Bluff! From the great curb appeal to the inviting front porch that's perfect for morning coffee or evening relaxing. The split floor plan features a large master suite, with walk-in closet & ensuite bath for added comfort. There are 2 additional bedrooms providing ample space for family, guests or a home office. Outside you will find a detached garage & a backyard with plenty of room to garden, play or entertain. This home has the perfect mix of coziness and convenience - close to schools, shopping and all that Hokes Bluff has to offer!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

10/10
6/10
4/10
Hokes Bluff High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 182

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: LVP
  • Level: First
  • Area: 165

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Multi Units,Electric

Interior Area

  • Total interior livable area: 1,791 sqft

Kitchen

  • Features: Linoleum
  • Level: First
  • Area: 182

Laundry Room

  • Level: First
  • Area: 88

Living Room

  • Features: Ceiling Fan(s),Crown Molding,LVP
  • Level: First
  • Area: 192

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 1406140001232.000

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$196$2,352
Property Taxes $61$732
Electricity $240$2,881
Total$1,659$19,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,880/yr
40% on housing$49,770/yr
45% on housing$44,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$82
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$229,900
2026-06-19Listed for sale$229,900
2026-03-21Contingent$229,900
2026-02-12Price change$229,900
2025-11-08Price change$239,900
2025-10-22Listed for sale$249,900
2010-04-12Sold$100,000

For Sale by Agent

AgentCarol McBurnett
BrokerageSusie Weems Real Estate, LLC

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