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5490 Lynda Ave, Hokes Bluff, AL, 35903

4beds
3baths
2,580sqft
$145,000
$56price/sqft
$1,183/moest. monthly cost
$47,320/yrincome needed

About This Home

Bring your vision and transform this spacious home into something truly special! Priced to sell, this 4-bedroom, 3 bath home offers an excellent opportunity for investors, flippers, or buyers looking to build equity with renovations. The main level features a desirable primary suite, an open-concept kitchen and living room with a cozy fireplace, and a floor plan that's perfect for modern living. Upstairs, you'll find additional bedrooms with private baths and access to a balcony overlooking the front driveway, adding unique character and charm. The basement provides even more usable space with a laundry room, a bonus room ideal for a recreation room, home office, or gym, plus a spacious two-car garage with ample storage. Nice level lot.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
6/10
4/10
Hokes Bluff High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1977

Materials

  • Foundation: Basement
  • Construction materials: Shingle Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Basement Area,Laundry Room,Yes

Basement

  • Area: 580

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Daylight,Bath/Stubbed

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Split Bedroom,Soaking Tub,Split Bedrooms,Tub/Shower Combo
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 580
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 2,580 sqft

Kitchen

  • Features: Laminate Counters,Breakfast Bar
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1406140001034.004
  • Special condition: As Is

Features

  • Levels: One and One Half,Tri-Level
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Open (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.40 Acres
  • Features: Interior Lot,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$124$1,488
Property Taxes $38$456
Electricity $288$3,464
Total$1,183$14,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,560/yr
40% on housing$35,490/yr
45% on housing$31,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$84
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$144,000
2026-07-09Listed for sale$145,000
2026-04-14Listing removed$149,900
2026-03-24Price change$149,900
2026-03-08Listed for sale$159,900
2017-10-30Sold$40,000
2017-08-13Price change$54,900
2017-08-02Price change$59,900
2017-06-13Listed for sale$64,900
2008-03-11Listing removed$165,000
2008-02-01Listed for sale$165,000

For Sale by Agent

AgentCandy Bowen
BrokerageSouthern Home Real Estate

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