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534 River Ridge Rd, Gadsden, AL, 35901

5beds
7baths
7,519sqft
$995,000
$132price/sqft
$7,035/moest. monthly cost
$281,400/yrincome needed

About This Home

WHORTON BEND | RIVER RIDGE | POOL | BEAUTIFUL 5BDRM/7BTH family home privately anchored on an oversized lot in River Ridge! Family room w/ a soaring ceiling, fireplace & ample natural light. Gourmet kitchen w/ marble counters, work island, WOLF double oven & gas cook top, all OPEN to keeping room w/ fplc! Dining w/ ice/drink/butler space! Spacious main level primary bedroom w/ sitting area, fplc, HIS & HER vanity bowls, tub for relaxing, walk in multi-head shower, walk in closet & water closet! 2nd level perfect for children w/ ALL 3 BDRMs having ensuite baths! Finished basement w/ bar area, BDRM/BTH, theater room & home gym! Gorgeous pool, fire pit & green space! Home office! 4 car garage!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
5/10
Rainbow Middle SchoolGrades 6-85.0 mi
5/10
Southside High SchoolGrades PK,9-124.3 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Tray Ceiling(s)
  • Level: Second
  • Area: 182

Bedroom3

  • Features: Tray Ceiling(s)
  • Level: Second
  • Area: 182

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 195

Bedroom5

  • Level: Basement
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Family Room

  • Features: Fireplace
  • Level: First
  • Area: 270

Features

  • Window features: Double Pane Windows
  • Fireplace features: Three +
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+,Natural Gas
  • Cooling features: Multi Units,Electric

Interior Area

  • Total interior livable area: 7,519 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1507260001031.034

Features

  • Private pool: Yes
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.97 Acres
  • Lot size dimensions: 150 x 264 x 150 x 295

Parking

  • Parking features: Garage-Four Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$898$10,776
Property Taxes $265$3,180
Electricity $841$10,096
Total$7,035$84,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,200/yr
40% on housing$211,050/yr
45% on housing$187,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$124
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$995,000
2015-05-15Sold$750,000
2014-08-02Listed for sale$875,000
2014-02-05Listing removed$875,000
2011-03-12Listed for sale$875,000
2008-03-05Sold$850,000

For Sale by Agent

AgentWesley Sutton
BrokerageCorporate South Realty,Inc

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