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138 Fairoaks St, Gadsden, AL, 35901

5beds
4baths
4,577sqft
$895,000
$196price/sqft
$6,082/moest. monthly cost
$243,280/yrincome needed

About This Home

Welcome to 138 Fairoaks Street in Old Clubview. This custom 5 bed/4 bath home is on an absolutely beautiful (Bob Elam designed landscape) from street to street, featuring an inground gunite pool, pool house, a very large amount of hardscape for outdoor entertaining, outdoor lighting, and wrought iron fencing. The home has 4700 +/- sqft with hardwood, tile, carpet, dining room w/ silver closet, 26x16 kitchen w/ subzero fridge, wolf gas range, great room with built-ins, fireplace, a sunroom overlooking the pool area, loads of storage, and too many other extras to list. Built in 2007. Priced to sell. By appt. only for qualified buyers.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
8/10
Gadsden Middle SchoolGrades 6-82.0 mi
4/10
Gadsden City High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven,Disposal

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 196

Bedroom3

  • Level: Second
  • Area: 256

Bedroom4

  • Level: Second
  • Area: 308

Bedroom5

  • Level: Second
  • Area: 224

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second
  • Area: 160

Dining Room

  • Level: First
  • Area: 256

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 4,577 sqft

Kitchen

  • Features: 9’ Ceiling,Recessed Lighting,Tile
  • Level: First
  • Area: 416

Living Room

  • Features: 9’ Ceiling
  • Level: First
  • Area: 360

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 224

Office

  • Level: First
  • Area: 168

Property

Details

  • Parcel number: 1505211000109.000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: 209 x 160 x 175 x 83

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$807$9,684
Property Taxes $238$2,856
Electricity $512$6,145
Total$6,082$72,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,525/yr
40% on housing$182,460/yr
45% on housing$162,186/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$122
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$895,000
2026-06-03Price change$939,000
2026-05-11Listed for sale$985,000

For Sale by Agent

AgentKaren Griffith
BrokerageBone Realty Company

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