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324 River Ridge Rd, Gadsden, AL, 35901

4beds
8baths
4,802sqft
$899,000
$187price/sqft
$6,132/moest. monthly cost
$245,280/yrincome needed

About This Home

Whorton Bend-Exec Home nestled in prestigious River Ridge Subdivision; this beautiful home offers 4-5BR/8BA & 4Car Gar; The solid mahogany front door opens to the 2story foyer w/curved stairway; Off w/fr doors to WA porch; form DR w/wainscotting & wall lighting; GR w/fp & walls of windows & soaring ceiling; Gr Kit w/cust cabinets, SS appl, Isl/bar; B-fast rm w/bay windows; Powder rm, Laundry w/cab & mop sink; Prim BR w/fp, trey ceiling & bay window & Sitting area; Mst BA w/WIC, dbl vanities w/quartz c-tops; soaker tub; large WI shower; 3 add'l BR w/BA; Basement level has lge media/rec rm,study/BR/gym & full &1/2 BA; fr doors to deck; garage;Corner lot; hdwd, tile, cr molding, rec lights.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
6/10
Rainbow Middle SchoolGrades 6-85.1 mi
6/10
Southside High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Water Heater,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 180

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 8
  • Full bathrooms: 5
  • 1/2 bathrooms: 3

Dining Room

  • Features: Crown Molding,Wood Floor,Wainscoting
  • Level: First
  • Area: 238

Exercise Room

  • Level: Basement
  • Area: 112

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+,Electric,Natural Gas
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 4,802 sqft

Kitchen

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 221

Laundry Room

  • Features: Tile,Utility Sink
  • Level: First
  • Area: 168

Living Room

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 266

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Sitting Area,Walk-In Closet(s)
  • Level: Second
  • Area: 500

Office

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 168

Property

Details

  • Parcel number: 1507260001031.028

Features

  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Curb/Gutters,Sprinkler Sys

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Garage-One Car,Garage-Three Car,Garage Door Opener,Garage Faces Side,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$811$9,732
Property Taxes $239$2,868
Electricity $537$6,447
Total$6,132$73,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,240/yr
40% on housing$183,960/yr
45% on housing$163,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$123
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$899,000
2022-07-19Sold$649,000
2022-06-15Pending sale$695,000
2022-05-30Listed for sale$695,000

For Sale by Agent

AgentBetty Greer
BrokerageSusie Weems Real Estate, LLC

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