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820 Avenue F, Gadsden, AL, 35901

2beds
1baths
900sqft
$69,000
$77price/sqft
$668/moest. monthly cost
$26,720/yrincome needed

About This Home

Discover this charming single-family home located at 820 Avenue F, Gadsden, AL 35901. This property offers a cozy living space with a large lot, ideal for first-time homebuyers or investors. Property Features: Property Type: Single-Family Home Total Livable Area: 899 sq. ft. Lot Size: 0.32 acres Bathrooms: 1 Year Built: 1945

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Floyd Elementary SchoolGrades PK-51.5 mi
4/10
Sansom Middle SchoolGrades 6-81.7 mi
3/10
Gadsden City High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1944

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 900 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 132

Living Room

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling
  • Level: First
  • Area: 210

Master Bedroom

  • Features: Ceiling Fan(s),Laminate Floor,Smooth Ceiling
  • Level: First
  • Area: 132

Office

  • Features: Ceiling Fan(s),Laminate Floor
  • Level: First
  • Area: 90

Property

Details

  • Parcel number: 1008333000147.000

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$62$744
Property Taxes $18$216
Electricity $240$2,881
Total$668$8,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,902/yr
40% on housing$20,040/yr
45% on housing$17,813/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$127
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Price change$69,000
2026-02-23Price change$74,000
2026-01-24Listed for sale$77,000
2026-01-20Pending sale$77,000
2026-01-07Price change$77,000
2025-11-23Listed for sale$79,900

For Sale by Agent

AgentKassie Church
BrokerageeXp Realty LLC

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