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1509 Monte Vista Dr, Gadsden, AL, 35904

3beds
2baths
2,266sqft
$225,000
$99price/sqft
$1,773/moest. monthly cost
$70,920/yrincome needed

About This Home

Mountain home close to the Falls! Brick and rock home features 3 bedrroms, 2 baths, living room with FP, formal dining, U shaped kitchen with pantry, den and a good size laundry. Home also has a double attached carport.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Sansom Middle SchoolGrades 6-83.0 mi
4/10
Gadsden City High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: LVP Flooring
  • Level: First
  • Area: 120

Bedroom3

  • Features: LVP
  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,266 sqft

Kitchen

  • Features: LVP
  • Level: First
  • Area: 100

Living Room

  • Features: LVP
  • Level: First
  • Area: 225

Master Bedroom

  • Features: LVP
  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 1008270001055.000
  • Special condition: In Foreclosure

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 100 x 220

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway-Concrete
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$323$3,876
Property Taxes $60$720
Electricity $253$3,042
Total$1,773$21,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,788/yr
40% on housing$53,190/yr
45% on housing$47,280/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 35904$69
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35904$91
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-12-27Sold$246,000
2024-11-26Price change$239,000
2024-08-04Price change$279,900
2024-07-20Listed for sale$299,900
2021-12-15Sold$185,000
2021-11-06Pending sale$185,000
2021-08-24Listed for sale$185,000
2017-07-14Sold$145,000
2017-05-31Price change$149,900
2017-04-25Listed for sale$159,900
2015-08-10Sold$120,000
2015-05-08Listed for sale$129,900
2014-09-18Listing removed$50,000
2014-08-26Price change$50,000
2014-08-02Price change$68,900
2014-06-13Price change$74,900
2014-05-14Listed for sale$80,000

Unknown Listed By

AgentJeff Ingram
BrokerageSusie Weems Real Estate, LLC

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