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4500 Crystal Point, Southside, AL, 35907

4beds
3baths
2,300sqft
$498,800
$217price/sqft
$3,230/moest. monthly cost
$129,200/yrincome needed

About This Home

Waterfront living at its finest! This 4BR-3BA home offers 2300+/- sq.ft. and is nestled in a quiet, peaceful neighborhood. Inside, you'll find a welcoming living room with vaulted ceilings, stacked rock FP that flows seamlessly into the eat-in kitchen. An enclosed breezeway that can serve as a sunroom or greenhouse, connects the home to a 2-car garage, which also serves as a versatile workshop space. Step outside to enjoy the back deck overlooking the Coosa River, where you will find a private boathouse, boat lift, and pier-ideal for relaxing days on the water. The beautifully landscaped yard is full of plants, vibrant flowers and fruit trees. This property is a blend of comfort and charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
5/10
Rainbow Middle SchoolGrades 6-84.1 mi
5/10
Southside High SchoolGrades PK,9-122.3 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Crown Molding,Wood Floor,Built-in Features
  • Level: First
  • Area: 55

Bathroom2

  • Features: Crown Molding,Tile,Built-in Features
  • Level: First
  • Area: 84

Bathroom3

  • Features: Crown Molding,LVP Flooring
  • Level: First
  • Area: 70

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 176

Bedroom3

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 143

Bedroom4

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Ceiling Fan(s),Kitchen Island,Pantry,Sol Sur Cntrtop,Built-in Features,LVP
  • Level: First
  • Area: 169

Laundry Room

  • Features: Utility Sink,Linoleum
  • Level: First
  • Area: 40

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Chair Rail,Fireplace,Recessed Lighting,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 320

Property

Accessibility

  • Accessibility features: 24-34 Inch Countertops

Details

  • Parcel number: 2104190001025.000

Features

  • Patio & porch: Deck,Front Porch,Covered Porch
  • Exterior features: Sidewalk,Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Water Access,Boat Lift,Waterfront,River
  • Waterbody name: Coosa River
  • Topography of land: Sloping

Lot

  • Lot size: 1.25 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Faces Front,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,522$30,264
Home Insurance *$318$3,816
Property Taxes $133$1,596
Electricity $257$3,088
Total$3,230$38,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,742/yr
40% on housing$96,900/yr
45% on housing$86,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 35907$173
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35907$145
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$544,900
2023-10-12Listing removed--
2023-09-30Price change$539,900
2023-08-31Price change$549,900
2023-08-16Price change$557,900
2023-07-23Price change$562,900
2023-06-28Price change$572,900
2023-05-23Price change$574,900
2023-04-02Listed for sale$579,900
2011-03-30Listing removed$259,900
2010-04-15Listed for sale$259,900

For Sale by Agent

AgentPam Jackson
BrokerageImpact Realty, LLC

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