See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5388 Mountain Top Dr, Southside, AL, 35907

5beds
3baths
4,500sqft
$479,900
$107price/sqft
$3,362/moest. monthly cost
$134,480/yrincome needed

About This Home

VIEWS! SOUTHSIDE! SPACE! This stunning 5-bedroom, 3-bathroom home has everything you've been looking for! Nestled on 4 beautiful acres in the highly desirable Southside area, this property offers breathtaking views, plenty of room to spread out, and water access for added enjoyment. Inside, you'll love the open-concept floor plan, spacious living areas, gorgeous hardwood floors, custom built-ins, and generously sized bedrooms that make this home perfect for families or entertaining. The finished basement provides additional living space, ideal for a recreation room, home office, gym, or guest suite. Step outside to enjoy the fenced backyard, offering privacy and plenty of room for kids, pets

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
6/10
Rainbow Middle SchoolGrades 6-85.0 mi
6/10
Southside High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 144

Bedroom3

  • Features: Wood Floor
  • Level: First
  • Area: 144

Bedroom4

  • Features: LVP
  • Level: Second
  • Area: 144

Bedroom5

  • Features: LVP
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: LVP
  • Level: Second
  • Area: 400

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 180

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 4,500 sqft

Kitchen

  • Features: Tile
  • Level: First
  • Area: 210

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 456

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 256

Property

Details

  • Parcel number: 2109300001054.000

Features

  • Patio & porch: Covered,Deck
  • Exterior features: Hot Tub
  • Spa features: Outside
  • Has view: Yes
  • View description: Bluff/Brow,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Water Access

Lot

  • Lot size: 4 Acres

Parking

  • Parking features: Basement

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$306$3,672
Property Taxes $127$1,524
Electricity $503$6,042
Total$3,362$40,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,268/yr
40% on housing$100,860/yr
45% on housing$89,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 35907$180
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35907$145
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$474,900
2026-07-13Listed for sale$479,900

For Sale by Agent

AgentTraci Thomason
BrokerageImpact Realty, LLC

Similar Homes