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1260 Anita Ln, Gadsden, AL, 35901

4beds
2baths
2,333sqft
$605,000
$259price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

Space + acreage + water access! Waterfront living in sought-after Whorton’s Bend with main channel access! Opportunities like 1260 Anita Lane don’t come along often. Situated on a level 1-acre lot on the Coosa River, this 4BR/2BA home offers beautiful water views, hardwood floors, recessed lighting, tongue-and-groove ceilings, quartz countertops, plantation shutters, and a large picture window overlooking the river. Enjoy the fireplace with TV above on a spacious covered porch that is perfect for entertaining, a backyard fire pit, and two workshops, one that includes heating/AC. The oversized second workshop is newly added and offers ample room for boats, vehicles, and equipment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
Rainbow Middle SchoolGrades 6-85.6 mi
6/10
Southside High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 63

Bathroom2

  • Level: Second
  • Area: 50

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 150

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 84

Bedroom4

  • Features: Ceiling Fan(s),Vaulted Ceiling(s)
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Recessed Lighting,Vaulted Ceiling(s)
  • Level: First
  • Area: 221

Features

  • Number of fireplaces: 2
  • Fireplace features: Outside,Two,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2,Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,333 sqft

Kitchen

  • Features: Eat-in Kitchen,Recessed Lighting,Wood Floor,Quartz
  • Level: First
  • Area: 140

Living Room

  • Features: Fireplace,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 256

Master Bathroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 63

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 2101010001003.017

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront
  • Waterbody name: Coosa River

Lot

  • Lot size: 1.09 Acres

Parking

  • Parking features: Garage-Detached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,059$36,708
Home Insurance *$546$6,552
Property Taxes $161$1,932
Electricity $261$3,132
Total$4,027$48,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$121
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$605,000
2023-11-02Sold$408,000
2023-10-02Contingent$409,900
2023-09-25Price change$409,900
2023-09-12Listed for sale$424,900
2019-09-20Sold$307,500
2019-06-02Listed for sale$319,900
2018-08-02Sold$286,911
2018-07-12Price change$309,900
2018-07-05Listed for sale$319,000
2016-02-10Sold$185,000
2015-08-26Listed for sale$205,900
2015-07-01Listing removed$209,900
2014-12-04Listed for sale$209,900
2014-06-06Sold$173,250
2014-02-05Listing removed$229,900
2014-01-11Price change$229,900
2013-12-07Price change$234,900
2013-02-01Listed for sale$239,900
2012-07-12Sold$270,000

For Sale by Agent

AgentMichelle Allen
BrokerageSusie Weems Real Estate, LLC

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