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109 Rockledge Cir, Attalla, AL, 35954

5beds
2baths
2,791sqft
$159,000
$57price/sqft
$1,299/moest. monthly cost
$51,960/yrincome needed

About This Home

2791 sq.ft., 5-bedroom, 2 bath, 2-car attached garage, garden shed and plenty of extra parking. The backyard has 9 mature blueberry bushes and grapevine. Sardis Schools. *Home needs a new upstairs unit, roof, and flooring throughout. 24-hr notice on showings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
3/10
Sardis Middle SchoolGrades 6-86.1 mi
4/10
Sardis High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Second
  • Area: 208

Bedroom3

  • Level: Second
  • Area: 208

Bedroom4

  • Level: First
  • Area: 196

Bedroom5

  • Level: First
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: First
  • Area: 182

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Central 2
  • Cooling features: Central 1,Central 2

Interior Area

  • Total interior livable area: 2,791 sqft

Kitchen

  • Features: Kitchen Island,Sitting Area
  • Level: First
  • Area: 475

Living Room

  • Features: 10’ + Ceiling
  • Level: First
  • Area: 272

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 323

Property

Details

  • Parcel number: 0902090000105.000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.55 Acres

Parking

  • Parking features: Garage-Two Car,Driveway-Paved/Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$142$1,704
Property Taxes $42$504
Electricity $312$3,747
Total$1,299$15,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,537/yr
40% on housing$38,970/yr
45% on housing$34,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 35954$84
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35954$111
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$159,000

For Sale by Agent

AgentMichelle Woodard
BrokerageSouth Towne Realtors, LLC

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