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781 1st Ave, Ashford, AL, 36312

4beds
3baths
3,200sqft
$449,000
$140price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

Welcome to this beautiful 3,200 sq. ft. home offering the perfect blend of comfort and space. This property features 4 spacious bedrooms, 2 downstairs, and 2 upstairs. Bonus room upstairs could be a playroom or office. 3 full bathrooms, ideal for entertaining. Covered storage area to park a RV or camper. Step outside to enjoy the peace and privacy of 2 acres of land, complete with a covered back deck—perfect for relaxing or hosting gatherings year-round. The chain-link fenced yard adds convenience and security. This home combines generous indoor living with plenty of outdoor space—ready for you to make it your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Ashford Elementary SchoolGrades PK-51.8 mi
9/10
Ashford Middle SchoolGrades 6-81.3 mi
5/10
Ashford High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Self Cleaning Oven
  • Laundry features: Inside

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 1108283000002.002

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Porch-Covered
  • Waterfront features: No Waterfront

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 420 x 210

Parking

  • Total spaces: 2
  • Parking features: 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$400$4,800
Property Taxes $108$1,296
Electricity $358$4,296
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 36312$126
Houston County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 36312$148
Houston County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$469,000
2026-02-16Listed for sale$475,000
2025-11-20Sold$210,000

For Sale by Agent

AgentLarry Hand
BrokerageWeichert Realtors JBR Legacy Group

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