5781 State Line Rd, Cottonwood, AL, 36320
About This Home
Welcome to 5781 Stateline Road in Cottonwood, AL! Priced at $289,900, this spacious 2,268 SF home sits on 2.05 acres and offers 4 bedrooms and 3 full bathrooms.Featuring two oversized primary suites—one downstairs and one upstairs—this home provides flexibility for multi-generational living or guests. Recent updates include fresh paint, updated bathrooms, new countertops, and refreshed kitchen cabinetry. The open-concept den and family room flow seamlessly into the kitchen, creating a warm and inviting space for everyday living and entertaining. Additional features include walk-in closets, an oversized laundry room, two septic tanks, and plenty of storage throughout. Step outside and enjoy your own private retreat with an in-ground pool and pond, all surrounded by the beauty of country living. This move-in ready home offers space, updates, & amenities that are hard to find. A must-see property! Minutes to the Florida line.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Range Hood,Self Cleaning Oven
- Laundry features: Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Attic,Storage,Separate Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Kitchen Island
- Window features: Blinds,Double Pane Windows,Storm Window(s),Window Treatments
- Flooring: Carpet,Laminate,Plank,Vinyl
- Fireplace features: Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 2,268 sqft
Property
Details
- Parcel number: 1905220000015000
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Pool
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch,Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Pond,Water Access
- Frontage type: Waterfront
- Topography of land: Rolling
Lot
- Lot size: 2.05 Acres
- Features: Outside City Limits,Mature Trees,Pond on Lot,Rolling Slope
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Hurricane
- Inland Flooding
- Strong Wind
- Cold Wave
- Drought
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $425 | $5,100 |
| Property Taxes | $70 | $840 |
| Electricity | $253 | $3,045 |
| Total | $2,213 | $26,556 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $270,000 |
| 2026-06-10 | Listed for sale | $289,900 |
View on Zillow