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103 Mill Pond St, Phenix City, AL, 36870

3beds
2baths
1,211sqft
$155,500
$128price/sqft
$1,183/moest. monthly cost
$47,320/yrincome needed

About This Home

The home features a functional open-concept layout with spacious bedrooms and a private primary suite. Unlike many properties at this price point, it requires little to no work—simply bring your furniture and start living. Situated in the heart of Bullock County, you’ll enjoy a peaceful neighborhood setting while being minutes away from local amenities and the historic downtown district.  Priced well below market value for a quick sale, this is an ideal find for a first-time homebuyer or anyone looking to downsize without the headache of renovations.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
10/10
8/10
Central High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,211 sqft

Property

Details

  • Parcel number: 2401120000255000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage

Lot

  • Lot size: 6,773 sqft
  • Features: City Lot
  • Lot size dimensions: 6772

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $786$9,432
Home Insurance *$107$1,284
Property Taxes $50$600
Electricity $240$2,881
Total$1,183$14,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,560/yr
40% on housing$35,490/yr
45% on housing$31,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 36870$130
Lee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 36870$154
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$155,500
2026-04-24Contingent$155,500
2026-04-20Listed for sale$155,500
2026-01-01Listing removed$169,000
2025-10-23Price change$169,000
2025-10-09Listed for sale$175,000
2003-10-27Sold$79,400

For Sale by Agent

AgentSherri T. Morgan
BrokerageVylla Home

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