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118 Saint Judes Ln, Talladega, AL, 35160

2beds
2baths
1,139sqft
$259,900
$228price/sqft
$1,894/moest. monthly cost
$75,760/yrincome needed

About This Home

NICLEY REMODELED HOME ON A QUAINT STREET W 3 OTHER HOUSES, BEAUTIFUL TREES AND SHRUBS, WITH A VIEW OF THE LAKE. THE HOME HAS A ONE-YEAR-OLD ROOF, LESS THAN 3 YEARS OLD HVAC, NEW FLOORING, REMODELED KITCHEN AND BATHS, ALL NEW APPLIANCES. THE BRICK HAVE BEEN PAINTED WHITE AND GIVES THE HOME A FRESH UDATED APPEARANCE. THEERE IS A SEPARATE LAUNDRY ROOM WITH A SECOND OVEN. THE .8 ACRES ARE WOODED FOR PRIVACY WITH A DECK ON THE BACK OF THE HOUSE. THERE IS A SMALL FENCED IN AREA FOR DOGS OR CHILDREN. THE BASEMENT IS HEATED AND COOLED WITH A GARAGE AND WORKSHOP AND STORAGE AREAS. THIS IS A RARE FIND FOR THIS PRICE IN SUCH A BEAUTIFUL SETTING. WASHER AND DRYER TO REMAIN, SELECT PIECES OF FURNITURE CAN REMAIN.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Self Cleaning Oven,Double Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None,Smooth Ceilings,Tub/Shower Combo
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Family Room,Gas
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,139

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,139 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1203080000021000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: No

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Basement,Driveway,Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$278$3,336
Property Taxes $62$744
Electricity $240$2,881
Total$1,894$22,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,937/yr
40% on housing$56,820/yr
45% on housing$50,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 35160$106
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 35160$115
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$263,000
2026-03-20Price change$265,000
2026-01-22Listed for sale$269,000
2026-01-22Listing removed$269,000
2026-01-05Listed for sale$269,000
2025-12-12Listing removed$269,000
2025-11-10Listed for sale$269,000
2025-11-06Contingent$269,000
2025-10-22Listed for sale$269,000
2011-09-08Listing removed$149,900
2011-07-31Listed for sale$149,900
2011-04-27Listing removed$149,900
2011-04-06Listed for sale$149,900

For Sale by Agent

AgentKaren Bain
BrokerageFields Gossett Realty

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