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10264 McGowans Ferry Rd, Childersburg, AL, 35044

2beds
2baths
2,100sqft
$350,000
$167price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

Country living on 5 beautiful acres! Welcome home to this charming property located outside the city limits of Childersburg, Alabama! Built in 1990, this one-level home offers comfort, space and endless possibilities. The home features 2 bedrooms, 2 bathrooms, office/study and a play recreational room. You'll love the open floor plan, spacious living room with a cozy fireplace, and kitchen area. Enjoy peaceful mornings or relaxing evenings on the covered front porch overlooking the scenic property. The tree-lined driveway, bordered by beautiful crape myrtle trees, creates a warm and inviting entrance with timed landscaping lights. Outside, you'll find a 12'x 30' open RV shed and a 30' x 30' (900 sq foot) wired shop, providing plenty of room for storage, projects, or a workshop. Schedule an appointment today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
8/10
3/10
Childersburg High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick Over Foundation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tub/Shower Combo
  • Window features: Window Treatments
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central
  • Cooling features: Split System,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 2107350000014002
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 1.10 Acres
  • Features: Acreage

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$342$4,104
Property Taxes $84$1,008
Electricity $240$2,881
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 35044$81
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 35044$121
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$350,000
2024-04-13Listing removed--
2024-04-10Listed for sale$355,000
2024-02-29Contingent$355,000
2023-08-13Listed for sale$355,000

For Sale by Agent

AgentPadgette McGrady
BrokerageDistrict One Real Estate LLC

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