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782 Lock 4 Rd, Lincoln, AL, 35096

4beds
2baths
1,968sqft
$255,000
$130price/sqft
$1,783/moest. monthly cost
$71,320/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, 2-bath brick home situated on a beautiful corner lot in Lincoln! Offering the perfect blend of comfort and functionality, this home features a desirable split-bedroom floor plan and a spacious primary suite complete with an impressive en-suite bath. Relax and unwind in the luxurious jetted soaking tub, enjoy the separate walk-in shower, and appreciate the generous space designed for everyday comfort. The open and inviting living areas feature beautiful hardwood flooring, while the kitchen and baths offer durable tile flooring for easy maintenance. With four generously sized bedrooms, there's plenty of room for family, guests, or a home office. Don't miss your opportunity to own this well-maintained home offering space, comfort, and timeless appeal! Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Lincoln Elementary SchoolGrades PK-52.0 mi
9/10
3/10
Lincoln High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Hardwood,Vinyl
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,968

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,968 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0304200000034000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: City
  • Waterfront features: No

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Off Street
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$193$2,316
Property Taxes $61$732
Electricity $240$2,881
Total$1,783$21,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,131/yr
40% on housing$53,490/yr
45% on housing$47,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 35096$178
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 35096$141
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$255,000

For Sale by Agent

AgentBridget Merritt
BrokerageAlaHomes Realty

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