See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1129 Settlement Rd, Sylacauga, AL, 35151

3beds
1baths
1,148sqft
$84,000
$73price/sqft
$747/moest. monthly cost
$29,880/yrincome needed

About This Home

Excellent investment opportunity in Sylacauga! Spacious lot with unfinished basement, deck, and two car garage or workshop. Ready for updates and priced accordingly. Sold as-is

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater
  • Laundry features: None

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • None,Smooth Ceilings
  • Flooring: Hardwood
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,148 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 45251
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.40 Acres

Parking

  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $424$5,088
Home Insurance *$63$756
Property Taxes $20$240
Electricity $240$2,881
Total$747$8,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,611/yr
40% on housing$22,410/yr
45% on housing$19,920/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 35151$124
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 35151$145
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$75,000
2026-07-16Price change$84,000
2026-06-29Price change$89,000
2026-06-15Price change$95,000
2026-05-25Listed for sale$110,000
2011-04-05Sold$17,200
2011-02-04Price change$19,800
2010-12-24Price change$22,000
2010-10-16Price change$20,000
2010-10-02Price change$22,500
2010-06-13Listed for sale$25,000

For Sale by Agent

AgentGabby Herren
BrokerageAlabama Realty Brokers III

Similar Homes