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412 Marsh Ln, Oxford, AL, 36203

5beds
4baths
4,460sqft
$630,000
$141price/sqft
$5,091/moest. monthly cost
$203,640/yrincome needed

About This Home

Welcome to this 4-Sided Brick & 2 Story Home in the highly desirable " Meadow Lakes" subdivision in Oxford. Enjoy nature with miles of paved sidewalks through lakes and woods for trails & biking as well as a playground. Low HOA! Home is move-in ready and has 5 bedrooms, 4 bath with huge walk-in closets & 2 Owner suites. Formal dining, living, office, great room with fireplace, large breakfast room with built in buffet with granite top to match the kitchen, plenty of cabinets and a sizable pantry. Large laundry room with it's own closet, also 2 large bonus rooms and a covered rear deck. No homes behind you for your privacy. Convenient to interstate, shopping and restaurants. All this home needs is your family!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Oxford Elementary SchoolGrades PK-41.9 mi
6/10
Oxford Middle SchoolGrades 7-82.4 mi
9/10
Oxford High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Brick,Brick Over Foundation,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,Split Bedroom,High Ceilings,Crown Molding,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,460

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,460 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0503060000005104
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$522$6,264
Property Taxes $885$10,620
Electricity $499$5,988
Total$5,091$61,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,548/yr
40% on housing$152,730/yr
45% on housing$135,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 36203$124
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 36203$139
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Price change$668,000
2025-07-08Listed for sale$679,000
2024-02-26Sold$522,000
2024-01-18Pending sale$539,900
2023-12-30Listed for sale$539,900
2021-08-02Sold$360,000
2021-06-26Listing removed--
2021-05-18Contingent$369,900
2021-05-03Listed for sale$369,900
2021-04-21Listing removed--
2020-09-11Price change$369,900
2020-06-25Listed for sale$379,900

For Sale by Agent

AgentMandi Li
BrokerageFoothills Realty LLC

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