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480 Wood Ln, Talladega, AL, 35160

5beds
4baths
3,255sqft
$849,900
$261price/sqft
$5,776/moest. monthly cost
$231,040/yrincome needed

About This Home

Experience lakefront living at its finest! Situated on a rare 1-acre level lot with 200+ feet of year-round waterfront, this exceptional property offers breathtaking main channel views, swimming areas, and every amenity for enjoying life on the lake. The covered dock features a boat lift and pier, complemented by a seawall and an oversized boat storage building as well as a boat launch. Designed for multi-generational living, the home offers 5 bedrooms, 3.5 baths, 2 full kitchens, and three spacious gathering areas—including a living room, great room, and den—all showcasing spectacular lake views. New flooring enhances the main level. Outside, relax on lakeside porches, unwind in the covered patio with hot tub, cook on the built-in grill, or gather around the fire pit on the open patio. There is a 2-car garage with attached workshop. This home offers incredible outdoor living as well as a spacious home making it a complete one-of-a-kind waterfront retreat.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Gas Cooktop,Dishwasher,Electric Oven,Refrigerator,Electric Water Heater,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Main Level,Laundry Room,Yes

Basement

  • Area: 926

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight

Bathroom1

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Basement

Bedroom2

  • Level: Basement

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Recessed Lighting,Smooth Ceilings,Shared Bath
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Brick (FIREPL),Den,Great Room,Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 926
  • Finished area above ground: 2,329

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,255 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: Basement

Property

Details

  • Parcel number: 0908280000001000
  • Special condition: N/A

Features

  • Levels: One,Split Foyer
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Patio,Covered (DECK),Deck
  • Exterior features: Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Logan Martin
  • Frontage length: 200

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Detached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$910$10,920
Property Taxes $205$2,460
Electricity $364$4,370
Total$5,776$69,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,034/yr
40% on housing$173,280/yr
45% on housing$154,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 35160$103
Talladega County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 35160$115
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$849,900
2013-03-18Sold$370,400
2012-08-31Sold$375,000
2012-05-14Listing removed$385,000
2012-05-12Listed for sale$385,000
2011-08-24Listing removed$397,500
2011-02-22Listed for sale$397,500

For Sale by Agent

AgentKaren Bain
BrokerageFields Gossett Realty

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