30 Lone Oak Ln, Jasper, AL, 35504
About This Home
ENHANCED PRICE for this LUXURY home in Popular Lone Oak with 392 Ft of Waterfront!!...Stunning 5 bd/5 bath Lake Front Retreat on Smith Lake! The cozy Front Porch is perfect for sweet tea at sunset. Spacious Great Room, Updated Custom Kitchen w/Pantries, Dining Area & Bar All welcome you to a Spectacular Lake View through a Wall of windows. Newly Finished Wood Floors GLISTEN & a Large Fireplace awaits fall! Bdrms & Baths are Very Spacious. Beautiful Master Ensuite on Main level; Second Ensuite upstairs plus 2 Addtl bdrms, Lg Bath, Multiple storage areas & Full home attic. Full Main level Laundry Rm with Sink, Washer/Dryer, & Ironing closet. Multilevel Deck & Screened Area are perfect for Entertaining--Guests will enjoy the 8-10 person Hot Tub! ALL Appliances REMAIN. The Front Stone Courtyard includes a Fireplace, Decorative Water Fountain, and Stone/Iron Rotunda-the perfect area for weddings & parties! The back of the home is enhanced with a Lower Level Pavestone Courtyard, Lighting, and Stone Walkway to the water. Enjoy the lakefront with addtl Pavestone Courtyard, Lighting, Steel Two Slip Boat Dock, and PWC Parking Pads. Very SLIGHT SLOPE. FULL Lot Irrigation System. Security System. PRIVACY and Quiet in a Cul-de-sac area to Enjoy the Serenity of Smith Lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure,Excellent
- Year built: 1993
Materials
- Roof: Shingle
- Construction materials: Brick,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Microwave,Electric Oven,Electric Range,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Block,Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access,Full Partition Size(620),Finished Full Partition Size(620)
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
Features
- Flooring: Partial Carpet,Tile,Wood,Laminate
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,477
- Total interior livable area: 3,477 sqft
Property
Details
- Parcel number: 620204170001013000
- Zoning: R-1
Features
- Stories: 2
- Patio & porch: Covered,Deck,Porch,Screened
- Exterior features: Rain Gutters,Sprinkler,Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front,BH Permittable,Pier,PWC Lift/Float,Seawall,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Very Gentle)
- Waterbody name: Main Channel
- Frontage length: Waterfront Footage(392)
Lot
- Lot size: 0.92 Acres
- Features: Wooded,Gentle Slope In Back
- Lot size dimensions: .92 acre
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,090 | $97,080 |
| Home Insurance * | $1,661 | $19,932 |
| Property Taxes | $3,333 | $39,996 |
| Electricity | $389 | $4,668 |
| Total | $13,473 | $161,676 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,400,000 |
| 2026-07-16 | Listed for sale | $1,600,000 |
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