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83 Finch Dr, Mountain Home, AR, 72653

3beds
2baths
1,436sqft
$198,500
$138price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

This move-in ready 3 bedroom, 2 bath home features numerous updates including new siding, deck, LVP flooring, bathrooms, kitchen cabinets, stone countertops, stainless steel appliances, windows, doors, and fresh paint. Roof shingles are approximately 3 years old, and HVAC is approximately 2 years old. The primary bedroom offers double closets and an ensuite bath. Additional features include a two-car garage, fenced backyard, and extra closet space with built-in shelving.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Pinkston Middle SchoolGrades 6-72.7 mi
6/10

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Property

Details

  • Parcel number: 00210311000

Features

  • Living area range: 1401-1600

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance $158$1,896
Property Taxes $77$924
Electricity $134$1,616
Total$1,372$16,464

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 72653$158
Baxter County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 72653$143
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Price change$198,500
2025-12-15Price change$199,000
2025-11-05Listed for sale$205,000
2021-07-02Sold$100,000
2021-05-10Listed for sale$99,900
2019-10-23Listing removed$725
2019-10-14Listed for rent$725
2017-04-04Listing removed$675
2017-04-02Price change$675
2017-03-03Listed for rent$700
2006-07-12Sold$88,000

For Sale by Agent

AgentMindy Fulcher
BrokerageERA DOTY REAL ESTATE MOUNTAIN HOME

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