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343 County Road 638, Mountain Home, AR, 72653

3beds
3baths
2,690sqft
$660,000
$245price/sqft
$4,315/moest. monthly cost
$172,600/yrincome needed

About This Home

Enjoy the River Life with Bald Eagles, and Trout fish off your backyard with gorgeous views looking up the Buffalo River. Also comes with FEMA certificate showing home is out of 100 yr flood plain. Huge 750 sq ft Master Suite with second fireplace. HVAC and roof are newer. Huge fertile garden area. 10" poured wall basement with storm shelter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Mountain Home KindergartenGrades PK-K10.9 mi
7/10
Pinkston Middle SchoolGrades 6-710.9 mi
6/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,River Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave,Washer,Dryer,Water Filter
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Two,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Property

Details

  • Parcel number: 00210629000

Features

  • Waterbody name: White River
  • Living area range: 2501-3000

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance $526$6,312
Property Taxes $258$3,096
Electricity $194$2,337
Total$4,315$51,780

Income You'd Need if You Spent...

35% on housing$147,942/yr
40% on housing$129,450/yr
45% on housing$115,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 72653$156
Baxter County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 72653$143
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$660,000
2025-02-27Listing removed$630,000
2024-04-03Price change$630,000
2024-02-26Listed for sale$640,000
2022-05-19Listing removed--
2022-02-19Listed for sale$549,900
2022-02-01Listing removed--
2021-11-02Listed for sale$549,900
2021-03-24Listing removed--
2019-10-12Listing removed$489,000
2019-07-13Listed for sale$489,000
2018-07-18Listing removed$459,000
2018-04-20Price change$459,000
2017-12-30Price change$489,000
2017-08-04Listed for sale$399,000
2016-10-20Listing removed$488,000
2016-03-15Price change$488,000
2015-10-23Price change$489,000
2015-03-26Listed for sale$495,000
2015-01-31Listing removed$495,000
2014-10-17Price change$495,000
2014-01-23Listed for sale$535,000
1994-02-11Sold$30,000

For Sale by Agent

AgentSteve Burges
BrokerageBAXTER REAL ESTATE COMPANY

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