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3284 Finch Rd, Bismarck, AR, 71929

3beds
2baths
2,700sqft
$284,999
$106price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

If you’ve been searching for a home full of character, space, and a truly unbeatable location, welcome to your next chapter. Sitting on 3.5 acres and directly across the street from the top-rated Bismarck School District, this 2,703 sq ft home has room for everyone. With 3 bedrooms plus an office, you have the flexibility for a 4th bedroom, nursery, or work-from-home setup. The heart of the home is the expansive kitchen - complete with tons of cabinet space and a charming 1965 original Frigidaire Flair stove that still works like a dream. A sliding door opens straight to the carport, making unloading groceries effortless. Relax in the sun-filled sun room, step into the fenced backyard area with your pets, and enjoy the convenience of a large mud room and laundry room located right off the carport. A cozy living room with plenty of space for a large family or guests to visit, featuring a wood burning stove for those chilly days. And for those who appreciate unique touches, the home features a retro pink soaking tub that brings a fun, nostalgic flair. A home with acreage, personality, and location like this doesn’t come around often.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
Bismarck Middle SchoolGrades 5-80.2 mi
8/10
Bismarck High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: 3 Tab Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Eat-in Kitchen

Features

  • 3 Bedrooms Lower Level
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Heat-Unspecified
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 05500092001

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3.50 Acres
  • Features: Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $193$2,316
Property Taxes $137$1,644
Electricity $195$2,346
Total$1,966$23,592

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 71929$363
Hot Spring County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 71929$179
Hot Spring County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$315,000
2026-03-01Price change$329,000
2026-01-12Price change$331,500
2025-11-26Listed for sale$349,000

For Sale by Agent

AgentJason Edington
BrokerageKeller Williams Realty Hot Springs

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