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1638 Circle Dr, Malvern, AR, 72104

4beds
3baths
2,023sqft
$249,000
$123price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Cute, modern country-style 4-bedroom, 2.5-bath home in a quiet, elegant neighborhood! Qualifies for USDA-RD financing with $0 down payment. Enjoy two living areas (one perfect for an office or game room), a rear-entry 2-car garage with mud/laundry room access, and a fenced backyard made for pets and outdoor fun. This one could be your dream home!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
4/10
7/10
Malvern High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,4 Bedrooms Same Level
  • Flooring: Carpet,Vinyl
  • Fireplace features: Woodburning-Site-Built
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,023
  • Total interior livable area: 2,023 sqft

Property

Details

  • Parcel number: 70005268000
  • Special condition: In Foreclosure

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: Level
  • Lot size dimensions: 97' x 165' x 102' x 164

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car,Garage Faces Rear
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Hail
Heat Wave
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $291$3,492
Property Taxes $120$1,440
Electricity $146$1,758
Total$1,816$21,792

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 72104$112
Hot Spring County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 72104$116
Hot Spring County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Contingent$249,000
2026-02-06Listed for sale$249,000
2025-02-01Listing removed$249,900
2025-01-02Price change$249,900
2024-10-01Price change$259,000
2024-09-12Price change$279,000
2024-07-28Listed for sale$289,000
2023-04-28Sold$205,000
2023-04-27Contingent$225,000
2023-01-13Listed for sale$225,000
2019-08-30Sold$149,000

Unknown Listed By

AgentDonna G McGhee
BrokerageCentury 21 Parker & Scroggins Realty - Hot Springs

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